Hassle-Free Buying Process
24*7 Customer Support
Compare Different Plans Easily
Add-Ons for Customization
Benefits of Purchasing Go Digit Zero Depreciation Car Insurance
Some of the major benefits of the Go Digit zero depreciation program are as follows:
- 01
Cashless services
You get a cashless repair experience with zero depreciation insurance for your car in Digit’s cashless garage.
- 02
Better security
This add-on provides 100% coverage of the insured, which helps to get better financial security for the car.
- 03
Good claim settlement amount
With no deduction of depreciation at the time of claim settlement, you can get a better settlement amount.
Motor Insurance Plans By Go Digit
FUTURE
NCB : 50%IDV: ₹167226
HDFC
NCB : 50%IDV: ₹131369
ICICI
NCB : 50%IDV: ₹234117
BAJAJ
NCB : 50%IDV: ₹138149
Depreciation Rate of Car as per IRDA - Without and With Go Digit Zero Depreciation Add-On
| Age of Car | Without the Zero Depreciation add-on | With the Zero Depreciation add-on |
|---|---|---|
| Under 6 months | Nil | 0% |
| 6 months to 1 year | 5% | 0% |
| 1 to 2 years | 10% | 0% |
| 2 to 3 years | 15% | 0% |
| 3 to 4 years | 25% | 0% |
| 4 to 5 years | 35% | 0% |
| 5 to 10 years | 40% | 0% |
| More than 10 years | 50% | 0% |
Depreciation Rates According to the Parts of the Car
| Without Zero Depreciation | Parts of Car | Rubber/Nylon/Plastic parts |
|---|---|---|
| With Zero Depreciation | 0% | 50% |
| 30% | Fibre Glass Parts | Glass Parts |
| 0% | 0% | Nil |
Disclaimer: The given depreciation rates in the above tables are indicative. Check your policy document to get the exact terms and conditions.