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National Car Insurance
National Insurance Company Limited is India’s oldest general insurance company. It started in Kolkata in 1906. The company is one of four insurance companies that belong to the General Insurance Corporation of India, which is owned by the Indian Government.
National Insurance Company offers many types of insurance, including car insurance. It works to build good relationships with its customers by giving them different choices and helpful services. The company is known for providing car insurance for many years and for settling claims quickly.
Key Highlights of National Car Insurance
Some of the important characteristics of National Car Insurance are as follows:| Founded in | 1906 |
|---|---|
| Car insurance premium | Rs. 2094/- |
| Cashless Garages | 3100 across India |
| Claim Settlement Ratio | N/A |
| Customer Care Assistance | 24*7 |
| Personal Accident Cover | Up to Rs. 15 lakhs |
| Emergency Roadside Assistance | Yes (with add-on) |
| Add-on covers | Available |
Motor Insurance Plans By National



Types of National Car Insurance
Here are the three kinds of car insurance plans you can buy from National Insurance:
- 01
Third-Party Car Insurance
This type of insurance is required by law in India (Motor Vehicles Act, 1988). It covers the cost if your car causes damage or injury to another person or their property.
- 02
Standalone Own Damage Car Insurance
This plan covers the cost if your car is damaged, lost, or stolen. It only protects your own car, not others.
- 03
Comprehensive Car Insurance
This plan gives full protection. It covers both third-party damage and damage to your own car. Because it offers more coverage, it costs more than the other two plans.

Why You Should Buy Car Insurance from National Company?
There are many car insurance companies in India, so choosing the right one can be confusing. Here are some simple reasons why National Car Insurance is a good choice:Many Cashless Garages National Car Insurance has connections with more than 3,100 cashless garages. This means you can get your car repaired at a nearby garage without paying money of your pocket.Different Plans to Choose From You can choose from three types of car insurance plans: Third-Party, Standalone Own Damage, and Comprehensive. You can pick the one that fits your needs and budget. Easy Claim Process National Insurance has a high claim settlement ratio. This means most claims are approved, which makes it easier and faster for you to get your money when you need it.Extra Protection with Add-ons You can add extra cover options (add-ons) to your plan for more protection for your car.24/7 Customer Support Their customer care team is available all the time to help you with any questions or problems.Renewal Benefits You can get discounts when you renew your policy. If you don’t make any claims during a year, you get a No Claim Bonus as a reward. Also, National car insurance plans include a Personal Accident Cover of up to ₹15 lakhs.
Add-ons You Can Get with National Car Insurance
National Car Insurance offers extra covers called add-ons. These add-ons give you more protection and can be added to your main car insurance plan. Here are some of them:
Zero Depreciation Cover
If you make a claim, this add-on makes sure you get the full cost of new parts without any value reduction (depreciation). So, you get more money when your car parts are replaced.
NCB Protect Cover
This helps you keep your No Claim Bonus (NCB) even if you make a claim. That means you can still get a discount when you renew your policy.
Engine Protect Cover
This add-on pays for engine repairs if your car’s engine is damaged because of water entering it or oil leakage. These issues are usually not covered in basic insurance.
Invoice Protect Cover
If your car is stolen or completely damaged, this cover helps you get back the full invoice price (the price you paid for the car), not the lower current value.
Key Protect Cover
This pays for the cost of replacing lost or stolen car keys. It can also cover services like unlocking your car if you are locked out.
Documents Required for Buying National Car Insurance
To buy your National Car Insurance plan, you need to have the following documents and details:Car Details such as car registration number, delivery date (for a new car), car brand, model, fuel type, engine number, and chassis number.Personal details such as your full name, date of birth, address, mobile number, and PIN code.Nominee details, such as the name of the person you want to nominate and their relationship with you (for the Personal Accident Cover).ID proof, such as an Aadhaar card or voter ID, will work.Vehicle RC if your car is already registered. For new cars, share the delivery date.Passport-size photo for KYV verification.
How to Buy National Car Insurance from the Square Insurance Website?
You can easily buy National Car Insurance online by following these simple steps:Step 1 Go to the Square Insurance website and click on “Car Insurance.”Step 2 Enter your car’s registration number. If you have a new car, click on “Got a New Car.”Step 3 Fill in your car details such as brand, model, fuel type, and registration date.Step 4 Complete the registration form and click Next.Step 5 Look at the list of available insurance plans and choose the one that fits your budget.Step 6 If you want more protection, select add-ons from the “Add-on Cover” section.Step 7 Pay online using your debit card, credit card, UPI, or net banking.Step 8 After payment, you will get your policy document by email from National Insurance.
FAQs
National Car Insurance is a plan offered by National Insurance Company to protect your car from damage, theft, or accidents. It also covers any harm your car causes to others or their property.
You need your car details, personal details, ID proof (like Aadhaar or PAN card), address proof, your car’s RC, and a passport-size photo.
Add-ons are extra covers you can add to your policy for more protection, such as Zero Depreciation Cover, Engine Protect Cover, and Key Protect Cover.
Yes, you can easily buy it online through the Square Insurance website by entering your car details, choosing a plan, and paying online.