Hassle-Free Buying Process
24*7 Customer Support
Compare Different Plans Easily
Add-Ons for Customization
National Third-Party Car Insurance
Third-party car insurance is required by law for all cars under the Motor Vehicle Act of 1988. “Third-party” means any person or property other than you (the car owner). National’s third-party car insurance pays for the damage or injury your car causes to another person or their property. It helps you handle both money losses and legal rules after an accident.
Features of National Third-Party Car Insurance
Here are the main features of third-party car insurance from National Insurance:
- 01
Easy to Claim
National makes it simple to settle claims. Usually, the claim is paid directly without much involvement from you.
- 02
Legal Protection
Third-party insurance is required by Indian law. Buying it from National helps you follow the law and avoid fines.
- 03
Financial Protection
It pays for the damage or injury your car causes to someone else, so you do not have to pay from your own pocket.
- 04
Easy to Buy
You do not need a lot of documents to buy this insurance. The process is simple and quick.
Motor Insurance Plans By National
Inclusions and Exclusions of National Third-Party Car Insurance
What it Covers
Pays for damage or loss caused to another person or their vehicle/property in an accident.
Includes Personal Accident Cover for the car owner, up to ₹15 lakh in case of death or permanent disability.
Covers damage to another person’s vehicle or property caused by your car.
What Does it not Cover
Does not cover damage to your own car.
Does not cover losses from natural disasters, theft, fire, war, or similar events.
No cover if the car was driven without a valid driving licence or under alcohol/drugs.
Does not cover indirect or resulting damage to your car.
FAQs
It is a basic car insurance plan from National Insurance that covers damage or injury your car causes to another person or their property.
Yes, as per the Motor Vehicles Act, 1988, every car owner must have at least third-party car insurance to drive legally.
It covers injury or death of another person and damage to their vehicle or property caused by your car.
The plan includes a Personal Accident Cover of up to ₹15 lakh for the car owner in case of death or permanent disability.