National Comprehensive Car Insurance

Third-party car insurance is required by law for all cars under the Motor Vehicle Act of 1988. “Third-party” means any person or property Read More

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Features of National Third-Party Car Insurance

Here are the main features of third-party car insurance from National Insurance:

  • 01

    Easy to Claim

    National makes it simple to settle claims. Usually, the claim is paid directly without much involvement from you.

  • 02

    Legal Protection

    Third-party insurance is required by Indian law. Buying it from National helps you follow the law and avoid fines.

  • 03

    Financial Protection

    It pays for the damage or injury your car causes to someone else, so you do not have to pay from your own pocket.

  • 04

    Easy to Buy

    You do not need a lot of documents to buy this insurance. The process is simple and quick.

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Inclusions and Exclusions of National Third-Party Car Insurance

 

What it Covers

  • Pays for damage or loss caused to another person or their vehicle/property in an accident.

  • Includes Personal Accident Cover for the car owner, up to ₹15 lakh in case of death or permanent disability.

  • Covers damage to another person’s vehicle or property caused by your car.

What Does it not Cover

  • Does not cover damage to your own car.

  • Does not cover losses from natural disasters, theft, fire, war, or similar events.

  • No cover if the car was driven without a valid driving licence or under alcohol/drugs.

  • Does not cover indirect or resulting damage to your car.

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FAQs

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