Zuno Car Insurance

Zuno General Insurance, established in 2016 and earlier known as Edelweiss General Insurance, is a digital-first general insurance company Read More

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With a wide network of cashless garages and useful add-ons like Zero Depreciation, Engine Protect, and other repair-friendly covers, Magma HDI aims to make car insurance simple, affordable, and supportive during claims. It is a reliable choice for car owners looking for easy processes and solid protection.

Key Features of Zuno Car Insurance

Here are the key features of Zuno Car Insurance:
Key FeatureDescription
Policy TypeOffers third-party, own-damage, and comprehensive car insurance plans.
Cashless Network GaragesProvides access to a 3500+ wide network of authorised cashless garages across India.
Claim SettlementFast, digital, and hassle-free claim process with minimal paperwork.
Add-on CoversIncludes zero-depreciation, engine protection, roadside assistance, consumables cover, and more.
No Claim Bonus (NCB)Rewards policyholders for claim-free years with premium discounts.
24x7 Roadside AssistanceOffers round-the-clock help for breakdowns, towing, and emergencies.
Coverage for DamagesCovers damages due to accidents, theft, fire, natural calamities, and man-made events.
Personal Accident CoverProvides mandatory PA cover for owner-drivers for financial protection.
Customer SupportDedicated support team for policy, claim, and service-related queries.

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Benefits of Zuno Car Insurance

Here are the benefits of Zuno car insurance that benefit the policyholders in many ways:

  • 01

    Easy Online Buying

    You can buy Zuno car insurance online in just a few simple steps.

  • 02

    Cashless Repairs

    Zuno offers cashless repairs at a large network of garages across India.

  • 03

    Quick Claim Process

    Claims are settled fast with easy online submission.

  • 04

    Useful Add-ons

    You can add covers like zero-depreciation, engine protection, and roadside help.

  • 05

    No Claim Bonus

    Get a discount on your premium every year you don’t make a claim.

  • 06

    24x7 Roadside Help

    Get support anytime if your car breaks down during travel.

  • 07

    Strong Damage Cover

    Protects your car from accidents, theft, fire, and natural disasters.

  • 07

    Owner-Driver Safety

    Provides personal accident cover for the owner-driver for financial support.

Inclusions and Exclusions of Zuno Car Insurance

Inclusions and Exclusions show the coverage of Zuno car insurance and what is not. This helps you understand your Zuno Car Insurance better. Here is a simple list.

What it Covers

  • These are the vehicle issues that Tata AIG insurance covers:

  • Accident damage

  • Fire and explosion damage

  • Theft or burglary

  • Natural disasters (flood, cyclone, earthquake, landslide)

  • Riot and malicious acts

  • Transit damage (road, rail, air, water)

  • Third-party injury, death, or property damage

  • Personal Accident Cover for owner-driver

  • Cashless repairs at network garages

What Does it not Cover

  • These are the vehicle issues that Tata AIG insurance does not cover:

  • Wear and tear

  • Ageing and rust

  • Mechanical breakdown

  • Electrical breakdown

  • No valid licence

  • Alcohol or drug influence

  • Illegal racing

  • Unsafe or wrong usage

  • Unauthorised vehicle purpose

  • War or nuclear events

  • Tyre or tube damage (non-accidental)

  • Engine damage (non-accidental)

  • False information

Available Add-ons in Zuno Car Insurance

Available Add-ons in Zuno Car Insurance

  • Zuno offers many add-ons to give extra protection to your car. Here is the simple list:Zero Depreciation Cover Lets you get a full claim for replaced parts without depreciation cuts.Return to Invoice Cover Pays the gap between your car’s original price and current value if it is stolen or fully damaged.NCB Protection Keeps your No Claim Bonus safe even after one small claim.Engine Protection Cover Protects the engine and gearbox from damage caused by water ingress or oil leakage.Consumables Cover Pays for consumables like oils, nuts, bolts, screws, and AC gas used during repairs.Roadside Assistance Gives support for towing, battery issues, flat tires, and emergency help anytime.Key & Lock Replacement Pays for replacing lost or stolen keys and locks.Tyre Damage Cover Covers tyre and tube damage caused due to an accident.Return to Invoice Helps you get the full invoice value of the car in case of total loss or theft.Personal Accident Add-on Extra cover for passengers for accident-related injuries.Emergency Medical Cover Pays medical expenses for the driver or passengers after an accident.

Documents Required for Buying Zuno Car Insurance

  • To buy your Zuno car insurance plan, you should have:Car details Registration number, delivery date (for new car), manufacturer, model, fuel type, engine, and chassis number.Personal details Name, date of birth, address, mobile number, and PIN code.Nominee details Name and relationship (for Personal Accident Cover).ID proof PAN card, Aadhaar card, or passport.Address proof Aadhaar card or voter ID.Vehicle RC Required for registered cars; delivery date for new ones.Passport-size photo For KYC verification.

Easy Steps to Buy Zuno Car Insurance

  • Directly from the Official Website

    Here are the easy steps to buy Zuno Car Insurance: Go to the Website Open the Zuno General Insurance website or any trusted insurance site.Enter Car Details Type your car’s registration number or choose the car model and RTO from the list.Choose a Plan Pick the policy you want, including Third-Party, Own Damage, or Comprehensive.Add Extra Covers (Optional) Select add-ons like Zero Depreciation, Roadside Help, or Engine Cover if you need them.Review and Pay Check all details and pay the premium online using a card, net banking, or UPI.Get Your Policy The policy will be emailed to you instantly. The digital copy is valid everywhere.

  • From the Square Insurance Official Website

    By following the given steps, you can easily buy the Zuno car insurance from the Square Insurance official website:Step 1 Go to the Square Insurance homepage and click on “Car Insurance.”Step 2 Enter your registered car number or select “Got a New Car” if it’s newly purchased.Step 3 Fill in your car’s details like make, model, variant, fuel type, and registration date.Step 4 Complete the registration form and click Next.Step 5 Look at the available insurance plans and choose one that fits your budget.Step 6 Add any extra coverage in the “Add-on Cover” section if needed.Step 7 Pay online using debit card, credit card, UPI, or net banking.Step 8 Check your email to get your policy documents from Zuno Car Insurance.

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FAQs

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