Read More

Buy/Renew Car Insurance

Premium coverage starts at ₹ 2094*
OR
CarGot A New Car Click here

By clicking on 'View Plans', you agree to our Privacy Policy & Terms of use *Disclaimer

Car Insurance
  • Instant PolicyHassle-Free Buying Process
  • Instant Policy24*7 Customer Support
  • Instant PolicyCompare Different Plans Easily
  1. Home
  2. Motor Insurance
  3. Car Insurance
  4. Companies
  6. Zero Depreciation
ZunoThird PartyComprehensiveStandalone Own DamageZero DepreciationClaimRenewalPolicy DownloadCustomer Care

Benefits of Zuno Zero Depreciation Car Insurance

Here are some of the key benefits of Zuno Zero Depreciation Insurance for the insured vehicle and policyholder:

  • 01

    Depreciation Reimbursement

    You do not have to pay the depreciation amount that’s usually deducted during claims. Zuno covers it for you.

  • 02

    Full Claim Settlement

    You receive the entire claim amount, without any depreciation cut, giving you maximum value and lower repair bills.

  • 03

    Coverage for High-Cost Parts

    Parts like bumpers, glass, rubber, and plastics are covered at full value—ideal for modern cars with costly components.

  • 04

    Lower Out-of-Pocket Expenses

    Since depreciation is not deducted, your repair costs go down significantly.

  • 05

    Best for New & Premium Cars

    Perfect for new cars (up to 3 years old) and luxury cars, where the spare parts are expensive.

  • 06

    Helpful in Accident-Prone Areas

    Reduces frequent repair costs if you drive in traffic-heavy or rough-road areas.

  • 07

    Better Resale Value

    Repairs done with top-quality parts keep your car in great condition, improving its resale value.

  • 08

    Budget-Friendly Add-On

    Zero Depreciation is affordable and offers strong protection at a small extra cost.

Motor Insurance Plans By Zuno

What Zuno Zero Depreciation Cover Includes and Not Cover?

 

What it Covers

  • Zero Depreciation is added to a comprehensive or own-damage policy. Here’s what it covers:

  • Full repair or replacement cost with no depreciation deduction

  • Coverage for expensive parts like plastic, rubber, fiberglass, glass, and bumpers

  • Personal Accident Cover for the owner-driver

  • Cashless repairs at Zuno network garages

  • Protection against accidents, natural disasters, fire, and theft

What Does it not Covers

  • This add-on does not cover losses caused due to:

  • Total loss claims (settled at IDV value only)

  • Driving under the influence of alcohol or drugs

  • Certain parts like nuts, bolts, tubes, tires, and lubricants (unless mentioned)

  • Driving without a valid driver's license

  • Mechanical or electrical failures

  • Normal wear and tear of the vehicle

  • Mandatory deductibles, which still need to be paid by the policyholder

How to Buy Zuno Zero Depreciation Car Insurance?

Here are the steps to buy Zuno Zero Depreciation Car Insurance:

  • Step 1

    Start with a comprehensive or own-damage policy.

  • Step 2

    Select the Zero Depreciation Add-On while buying or renewing.

  • Step 3

    Check if your car is eligible (usually up to 3–5 years old).

  • Step 4

    Review what it covers: plastic, rubber, glass, and bumper parts at full value.

  • Step 5

    exclusions like total loss, wear and tear, or mechanical issues.

  • Step 6

    Pay the small extra premium.

  • Step 7

    Enjoy full claim benefits with no depreciation cuts.

Insurance News Insurance Articles