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Key Features of Zuno Comprehensive Car Insurance

 

  • 01

    Covers Own and Third-Party Damages

    Protects your car from damage and also covers injury, death, or property damage caused to a third party.

  • 02

    Protection Against Multiple Risks

    Offers coverage for accident damage, theft, fire, floods, storms, riot, and other natural or man-made events.

  • 03

    Personal Accident Cover

    Provides financial support for the owner-driver in case of accidental injury or death.

  • 04

    Add-On Covers Available

    You can add Zero Depreciation, Engine Protection, Roadside Assistance, Consumables Cover, and more for extra safety.

  • 05

    Cashless Repairs at Network Garages

    Zuno has a cashless service at authorized network garages for quick and smooth repairs.

  • 06

    Easy Claim Process

    Simple and digital claim filing with easy tracking and fast settlement.

  • 07

    Transit Damage Cover

    Covers your car when it is being transported by road, rail, or other approved modes.

  • 08

    No Claim Bonus (NCB) Transfer

    You can transfer your NCB from your previous insurer to Zuno for premium discounts.

  • 09

    Complete Financial Protection

    Gives strong protection against major repair costs and unexpected losses.

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What Does Zuno Comprehensive Car Insurance Cover and Not Cover?

 

What it Covers

  • Here are the common inclusions:

  • Damage to your own car due to accidents

  • Damage to third-party vehicles or property

  • Injuries to third-party persons

  • Loss due to theft or attempted theft

  • Damage from fire, storms, floods, or falling objects

  • Personal accident cover for the owner-driver (as per policy terms)

What Does it not Covers

  • Common exclusions include:

  • Driving without a valid licence

  • Driving under alcohol or drugs influence

  • Accidents outside India

  • Loss from negligence, misuse, or attempted theft

  • Regular wear and tear or ageing of parts

  • Mechanical or electrical breakdown

  • Racing or adventure activities

  • Using a private car for commercial use

  • Claims made after policy expiry

Why is Zuno Comprehensive Car Insurance Important?

Here are the key benefits of Zuno Comprehensive Car Insurance:
  • Protects Your Car and Others

    Covers damage to your own car and third-party losses in one policy.

  • Financial Safety

    Helps you avoid high repair bills and medical costs after an accident.

  • Covers Natural Disasters and Theft

    Protects against risks like floods, fire, falling trees, and theft attempts.

  • Add-On Options

    Gives extra protection with covers like zero-dep, engine safety, and tyre protection.

  • Cashless Repairs

    Easy and quick repairs at Zuno’s network garages.

  • Peace of Mind

    Lets you drive confidently without worrying about sudden expenses.

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