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Zuno Comprehensive Car Insurance
Zuno Comprehensive Car Insurance is a full protection plan that covers both your car and third-party liabilities. It protects your vehicle from accidents, theft, fire, natural disasters, and man-made damage. Unlike a basic third-party policy, a comprehensive plan safeguards you, your passengers, and your car. You can also add extra covers for more safety. This policy is ideal for new and high-value cars and gives wide protection for everyday risks.
Key Features of Zuno Comprehensive Car Insurance
- 01
Covers Own and Third-Party Damages
Protects your car from damage and also covers injury, death, or property damage caused to a third party.
- 02
Protection Against Multiple Risks
Offers coverage for accident damage, theft, fire, floods, storms, riot, and other natural or man-made events.
- 03
Personal Accident Cover
Provides financial support for the owner-driver in case of accidental injury or death.
- 04
Add-On Covers Available
You can add Zero Depreciation, Engine Protection, Roadside Assistance, Consumables Cover, and more for extra safety.
- 05
Cashless Repairs at Network Garages
Zuno has a cashless service at authorized network garages for quick and smooth repairs.
- 06
Easy Claim Process
Simple and digital claim filing with easy tracking and fast settlement.
- 07
Transit Damage Cover
Covers your car when it is being transported by road, rail, or other approved modes.
- 08
No Claim Bonus (NCB) Transfer
You can transfer your NCB from your previous insurer to Zuno for premium discounts.
- 09
Complete Financial Protection
Gives strong protection against major repair costs and unexpected losses.
Motor Insurance Plans By Zuno



What Does Zuno Comprehensive Car Insurance Cover and Not Cover?
What it Covers
Here are the common inclusions:
Damage to your own car due to accidents
Damage to third-party vehicles or property
Injuries to third-party persons
Loss due to theft or attempted theft
Damage from fire, storms, floods, or falling objects
Personal accident cover for the owner-driver (as per policy terms)
What Does it not Covers
Common exclusions include:
Driving without a valid licence
Driving under alcohol or drugs influence
Accidents outside India
Loss from negligence, misuse, or attempted theft
Regular wear and tear or ageing of parts
Mechanical or electrical breakdown
Racing or adventure activities
Using a private car for commercial use
Claims made after policy expiry
Why is Zuno Comprehensive Car Insurance Important?
Here are the key benefits of Zuno Comprehensive Car Insurance:Protects Your Car and Others
Covers damage to your own car and third-party losses in one policy.
Financial Safety
Helps you avoid high repair bills and medical costs after an accident.
Covers Natural Disasters and Theft
Protects against risks like floods, fire, falling trees, and theft attempts.
Add-On Options
Gives extra protection with covers like zero-dep, engine safety, and tyre protection.
Cashless Repairs
Easy and quick repairs at Zuno’s network garages.
Peace of Mind
Lets you drive confidently without worrying about sudden expenses.
FAQs
It is a full protection plan that covers damage to your car, third-party losses, and offers optional add-ons.
It covers accidents, fire, theft, natural disasters, third-party damage, and personal accident cover for the owner-driver.
Driving without a licence, alcohol/drug use, regular wear and tear, racing, commercial usage, and accidents outside India are excluded.
Yes, Zuno offers cashless repair services at its network garages across India.
It gives full financial protection, wide coverage, and peace of mind while driving.