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Zuno Third Party Car Insurance
Zuno Third Party Car Insurance is a basic motor insurance plan that protects you from legal and financial liabilities if your car causes injury, death, or property damage to another person. It is mandatory under Indian law for all vehicle owners.
This policy does not cover damage to your own car, but ensures you stay legally safe on the road. Zuno makes buying and renewing third-party insurance simple with easy online steps and quick policy issuance.
Key Features of Zuno Third-Party Car Insurance
Here are the key features of Zuno’s third-party car insurance:
- 01
Third-Party Liability Cover
Protects you from financial loss if your car causes injury, death, or property damage to another person.
- 02
Affordable Premiums
Costs less because it only covers third-party losses.
- 03
Legal Compliance
Fulfils the compulsory insurance requirement under the Motor Vehicles Act in India.
- 04
Easy Online Purchase
You can buy the policy online in just a few steps.
- 05
Simple Renewal
The policy is valid for one year and can be renewed easily every year.
- 06
Legal Support
Helps with legal liabilities if a third party raises a claim.
- 07
Digital Policy Copy
Instant soft copy sent to your email, valid for use anytime.
Motor Insurance Plans By Zuno
What Does Zuno Third-Party Car Insurance Cover and Not Cover?
What it Covers
Here is what Zuno's third-party car insurance includes:
Injury or death of a third person
Damage to a third person’s vehicle or property
Legal expenses for third-party claims
Compensation for injuries to pedestrians or bystanders
Liability for accidents that happen on public roads
What Does it not Covers
Here is what Zuno Third-party Car Insurance does not include:
Damage to your own car
Injuries to you or your passengers
Theft, fire, or natural disaster damage
Accidents caused by driving under alcohol or drugs
Personal Accident cover for the owner-driver (needs a separate PA cover)
Wear and tear, ageing, or mechanical failure of your car
Why is Zuno Third-Party Insurance Important?
Here are the main reasons why Zuno Third-Party Insurance matters:Legally Mandatory
Required for every car owner under the Motor Vehicles Act. Driving without it leads to heavy fines.
Financial Protection
Pays for damage or injury caused to others, saving you from large expenses.
Legal Support
Helps with legal costs if a third party files a case or claim.
Affordable Coverage
Premium is lower than comprehensive insurance, making it a budget-friendly choice.
Peace of Mind
Keeps you protected from third-party liabilities so you can drive confidently.
FAQs
It is a compulsory policy that covers damage or injury your car causes to another person or their property.
Yes, it is mandatory for all car owners in India as per motor laws.
It covers third-party injury or death, property damage, and related legal expenses.
It does not cover your own car’s damage, your injuries, theft, fire, or accidents under alcohol or drug use.
Yes, you can easily buy or renew it on the official Zuno website.
Yes, you can add Personal Accident cover separately for better protection.