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Zuno Standalone Own Damage Car Insurance
Zuno Own Damage Car Insurance protects your car from financial losses caused by accidents, theft, fire, natural disasters, or man-made events. If your car gets damaged or stolen, this cover helps you pay for repairs or gives you compensation based on your car’s value. You can also enhance your protection with useful add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance.
Zuno OD insurance ensures a smooth claim experience, cashless repairs at partner garages, and worry-free driving.
Key Features of Zuno Own Damage Car Insurance
- 01
Accident Damage Cover
Pays for repairs or replacement if your car is damaged in a collision or accident.
- 02
Natural Disaster Protection
Covers losses due to floods, storms, cyclones, earthquakes, or other natural calamities.
- 03
Theft Cover
Provides compensation if your car is stolen or damaged due to attempted theft.
- 04
In-Transit Protection
Covers damages caused while transporting your car by road, rail, air, or water.
- 05
No Claim Bonus (NCB)
Enjoy discounts on your premium for every claim-free year.
- 06
Add-on Options
Boost your coverage with Zero Depreciation, Engine Protect, Roadside Assistance, Return to Invoice, and more.
- 07
Personal Accident Cover
Up to ₹15 lakh cover for the owner-driver in case of accidental injury or death.
- 08
Cashless Network Garages
Access to a wide network of cashless garages for quick and easy repairs.
- 09
Simple Online Purchase & Renewal
Buy or renew your policy online in just a few clicks.
- 10
Fast Claim Support
Get quick assistance from Zuno’s dedicated claim team.
Motor Insurance Plans By Zuno
What Does Zuno Own Damage Car Insurance Cover and Not Cover?
What it Covers
Zuno OD Cover includes protection against:
Accidental damages or collision losses
Fire, floods, storms, and other natural disasters
Damage due to riots, vandalism, or malicious acts
Car theft or burglary
Damage caused during transit (air, rail, road, or water)
Personal Accident Cover for the owner-driver
What Does it not Covers
Zuno OD insurance does not cover:
Driving under the influence of alcohol or drugs
Driving without a valid licence
Third-party injuries or property damage
Depreciation (unless the Zero Dep add-on is added)
Damages outside India
Mechanical or electrical breakdowns
War-related or nuclear damage
Benefits of Zuno Own Damage Car Insurance
- Protects your car against accidents, theft, fire, and natural calamities
- Allows customisation with several add-ons
- Offers No Claim Bonus benefits
- Covers transit-related damages
- Protects against riots, vandalism, and stone pelting
- Pays the full Insured Declared Value (IDV) in case of total loss or theft
- Ensures peace of mind with strong financial protection
FAQs
It is an insurance cover that protects your car from damage due to accidents, theft, fire, natural calamities, and man-made events.
No, OD insurance does not include third-party coverage. It only covers your own car. You must purchase a separate third-party liability policy as per the law.
You can choose Zero Depreciation, Engine Protection, Roadside Assistance, Return to Invoice, and more.
It depends on your car’s age, make, and model, fuel type, location, and selected add-ons.
No. Routine wear and tear or mechanical breakdowns are not covered.
Zuno will pay you the Insured Declared Value (IDV) of your car after necessary verification.