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ICICI Lombard Health Insurance
ICICI Lombard Health Insurance started in 2001 as a joint venture between ICICI Bank and Fairfax Financial Holdings. It is one of India’s leading private general insurers that provides a variety of products, including health insurance. This company is popular for its customer service and efficient resolutions. The headquarters of this company is situated in Mumbai, Maharashtra.
Key Features of ICICI Lombard Health Insurance
| Feature | Details |
|---|---|
| Claim Settlement Ratio | 82.59% |
| Minimum Age | 90 days to 65 years (generally) |
| Cashless Network Hospitals | 11,400 |
| Coverage Amount | Rs. 3 Lakh to Rs. 3 Crore |
ICICI Lombard Health Insurance Plans
Who Should Buy ICICI Lombard Health Insurance?
ICICI Lombard health insurance is suitable for anyone who wants health coverage. The list includes:Individuals Plans designed for a single person with full medical coverage.Families Family floater plans cover all members under one policy.Senior Citizens Special plans for age-related health issues and daycare treatments.High Medical Expenses Super Top-Up plans give extra coverage beyond your current insurance.NRIs Health coverage for visits to India.
Documents to Buy ICICI Lombard Health Insurance Plan
Here are the names of the documents required to buy the ICICI Lombard Insurance plan:
Document Type Details Identity Proof Aadhaar card, Passport, Voter ID, Driving License, PAN card Age Proof Birth certificate, Passport, School mark sheet, Aadhaar card Address Proof Aadhaar card, Passport, Driving License, Utility bill Photographs Recent passport-size photo(s) Proposal Form Filled out and signed the health insurance application form Medical Reports Required if specified, based on age, sum insured, or pre-existing conditions
How to Buy an ICICI Lombard Health Insurance Policy?
Here are the two different steps to buy an ICICI Lombard Health Insurance Policy:
By using the ICICI Lombard Health Insurance Company
Step 1: Visit the official ICICI Lombard health insurance website.Step 2: Enter details like age, date of birth, and number of adults or children to see the premium amount.Step 3: Check the available options and choose the plan that suits your needs.Step 4: Fill in your name, age, contact information, medical history, and other required details.Step 5: Pay the premium securely through the online payment section.Step 6: After payment, a soft copy of your health insurance policy will be sent to your email.
By using the Square Insurance Official Website
Step 1: Go to the official website of Square InsuranceStep 2: Select your gender and add family members to be insured with their ages.Step 3: Enter your full name and phone number.Step 4: Mention the current illness, if any.Step 5: Choose a health insurance plan or click “Get Free Advice” for suggestions.Step 6: Compare plans and customize your search to find the best option.Step 7: Pay the premium or contact customer care for guidance.Step 8: Receive the policy in your registered email after completion.
Why Choose ICICI Lombard Health Insurance?
ICICI Lombard Health Insurance offers reliable medical protection with plans that suit different needs and budgets. With a large hospital network, flexible coverage options, and quick claim service, it helps you handle unexpected medical costs without stress.Flexible Coverage
You can design the plan as per your needs by adding covers like outpatient care, shorter waiting period, or critical illness protection.
Tax Benefit
ICICI Lombard Health Insurance premiums qualify for tax savings under Section 80D of the Income Tax Act. This reduces your taxable income while ensuring strong medical protection.
Wide Network of Hospitals
Insured can easily access treatment at more than 11,400 partner hospitals for quick and cashless healthcare. Still, ICICI Lombard is working to extend its range.
Unlimited Reset Benefit
Your coverage amount can be restored multiple times in a year, so you never run out of protection for hospital stays.
Wellness Reward Points
Earn points for healthy habits and use them to lower your premium or pay for medicines, doctor visits, and tests.
Home Treatment Cover
Get medical expenses covered even when treatment is done at home because of the unavailability of a hospital bed or other reasons.
Smooth Claim Settlement
Enjoy a hassle-free claim process with 24/7 support from our in-house team for quick help and guidance.
FAQs
ICICI Lombard Health Insurance offers plans that cover medical expenses like hospital bills, surgeries, and treatments. It provides cashless treatment at a large network of hospitals across India.
You can visit the ICICI Lombard website, compare different plans, fill in your details, and pay the premium online. The policy copy will be sent to your email after payment.
You can opt for cashless treatment at network hospitals or pay first and claim reimbursement later. Required documents include policy copy, medical bills, discharge summary, and KYC details.
The policy can cover individuals, families, senior citizens, and sometimes NRIs, depending on the plan chosen.
Yes, but coverage may start after a waiting period, which varies based on the plan and the condition.
Yes, most plans offer optional add-ons like critical illness cover, maternity benefits, or outpatient care.