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ICICI Lombard Critical Illness Plans
Critical Illnesses such as cancer, heart issues, kidney failure, liver disease, limb paralysis, and much more are covered under ICICI Lombard Critical Illness Plans. These plans provide financial support in case of medical emergencies arising from critical, severe illness. The amount received at the time of critical illness can also be used as a source of income for the insured’s family.
| Plan Name | Key Features | Ideal For |
|---|---|---|
| ICICI Lombard Criti Shield Plus | Covers 92 critical illnesses and has optional cover for surgeries, personal accident, and cancer restoration. | People who want wide critical illness cover with optional add-ons |
What does the ICICI Lombard Critical Illness Plans Cover?
The following are the issues that ICICI Lombard Critical Illness Plans cover: Cancer of specified severityEnd-stage lung diseaseKidney failure needing regular dialysisTerminal illnessSurgery on the aortaThird-degree burnsStroke with lasting symptomsMajor organ or bone marrow transplantBacterial meningitisFulminant hepatitisMotor neuron disease with permanent effectsMyocardial infarction (heart attack)Coma of specified severityPrimary pulmonary hypertensionMultiple sclerosis with ongoing symptomsEnd-stage liver failureOpen chest CABG (heart bypass surgery)Coronary artery diseaseOpen heart valve replacement or repairAplastic anaemia
Health Insurance Plans By ICICI Lombard
Benefits of ICICI Lombard Critical Illness Plans
Here are some of the benefits of ICICI Lombard Critical Illness Plans:
- 01
Covers Major Illnesses
It gives financial support for 20 serious and life-threatening diseases.
- 02
Tax Savings
You also get tax deductions on the premium payment up to Rs. 25,000. It can also raise to Rs. 50,000 if you are a senior citizen, under Section 80D.
- 03
Income Support
The lump-sum payout can be used for hospital bills, paying debts, or a child’s education when the insured can not work.
FAQs
It is a health insurance plan that provides a lump-sum payout in case of critical illnesses.
The plan covers major illnesses like cancer, heart attack, stroke, kidney failure, liver disease, and several other life-threatening conditions.
Yes, you can use the lump-sum amount to pay hospital bills, clear debts, cover daily expenses, or even fund your child’s education.
Yes, premiums paid for ICICI Lombard Critical Illness Plans are eligible for tax deduction under Section 80D.
Typically, the plan can be bought by adults starting from 18 years, and some plans allow coverage for children as well.
Some ICICI Lombard plans allow multiple claims depending on the illness type and policy terms. Always check your plan’s details.