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Renewal of ICICI Lombard Health Insurance Plan
Renewal of ICICI Lombard health insurance means extending your policy before it expires. You can renew it online by logging in to the ICICI Lombard website, choosing your policy, updating details if needed, and paying the premium. Timely renewal ensures uninterrupted benefits like no-claim bonus and continued coverage for pre-existing diseases.
Steps to Renew Tata AIG Health Insurance
By using the ICICI Lombard Health Insurance
Step 1: Go to the official ICICI Lombard website and Step 2: Then, open the health insurance renewal page.Step 3: Type in your policy number and registered mobile number.Step 4: Review your policy, make changes, and pay the premium. Step 5: Finally, your renewed policy will be sent to your email instantly.
By using the Square Insurance Website
Step 1: Go to the official website of Square IsuranceStep 2: Now, click on the “Renew” icon. Step 3: Enter your policy details.Step 4: Look for an add-on, if required. Step 5: Pay the premium and protect yourself against financial risks.
Renewing your ICICI Lombard health insurance on time offers several advantages:Continuous Coverage Keeps your medical protection active without any break.No-Claim Bonus Policyholders get a bonus if they do not make claims.Pre-Existing Disease Waiting Period The waiting period for pre-existing illnesses continues. In case of no renewal, it ends. Tax Savings You can keep claiming tax deductions on the premium under Section 80D.Easy Updates You can increase your sum insured or add new covers during renewal.
To check the renewal date of the policy, the policyholder can use any of the given methods: Policy documentRenewal reminder emailReminder through SMSTata AIG website or appCustomer care helpline
Benefits of ICICI Lombard Health Insurance Renewal
How to Check the Renewal Date?
Health Insurance Plans By ICICI Lombard
Impact of Missing the ICICI Lombard Health Insurance Renewal Date
If the policyholder misses or forgets the renewal of the policy by any chance, here are the consequences that he may have to face:Policy Lapse
Your health plan will become inactive. The coverage will also end after the policy lapses.
No Claim Support
If you fall ill or have an accident after the expiry date, you will be responsible for all hospital bills yourself.
Loss of Benefits
You lose features like the no-claim bonus, waiting period benefits, and any add-ons you had.
Higher Premium Later
When you buy a new plan, the premium is higher. Also, the insurer can ask for a health check-up again, before providing the coverage.
FAQs
ICICI Lombard health insurance benefits include full coverage for hospitalization, a large network of cashless hospitals, optional add-ons like critical illness cover, free health check-ups, tax savings under Section 80D, and easy claim settlement with 24/7 support.
You can buy a plan online by visiting the ICICI Lombard website, selecting a policy, filling in your details, and paying the premium. A soft copy of the policy will be emailed to you.
Yes, pre-existing diseases are covered, but usually after a waiting period mentioned in your policy.
Yes, you can increase your sum insured or add optional covers at the time of renewal or as per the policy terms.
You generally need the filled claim form, policy copy or health card, medical reports, hospital bills, and payment receipts. In case of an accident, a medico-legal certificate or FIR may also be required.