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ICICI Lombard Health Insurance Benefits
ICICI Lombard Health Insurance provides financial protection against unexpected medical expenses. Its plans offer wide coverage, easy claim settlement, and additional perks. It ensures you and your family can access quality healthcare without stress. Here is a list of ICICI Lombard Health Insurance benefits:
Full Coverage
It pays for hospital stays, surgeries, daycare treatments, and medical costs before and after hospitalization.
Large Hospital Network
You can get cashless treatment at thousands of hospitals across India.
Plans for Everyone
It offers plans for individuals, families, and even senior citizens, so you can choose what suits you best.
Extra Add-Ons
You can add covers like critical illness, OPD, or donor expenses to increase your protection.
Health Rewards
You earn reward points for healthy habits, which you can use to save on medical costs.
Easy Claims
You can file claims quickly with 24/7 support from their team.
Tax Savings
You can get tax deductions on your premium under Section 80D.
No Claim Bonus
If you do not claim in a year, your coverage amount can increase without extra cost.
Free Health Check-ups
Many plans offer free yearly health check-ups for you and your family.
Worldwide Coverage
Some plans cover medical emergencies even when you are traveling abroad.
Unlimited Reset Benefit
Your sum insured can be restored if it gets used up during the policy year.
Domiciliary Care
It covers treatment at home if hospitalization is not possible.
Health Insurance Plans By ICICI Lombard
FAQs
ICICI Lombard health insurance benefits include full coverage for hospitalization, a large network of cashless hospitals, optional add-ons like critical illness cover, free health check-ups, tax savings under Section 80D, and easy claim settlement with 24/7 support.
You can buy a plan online by visiting the ICICI Lombard website, selecting a policy, filling in your details, and paying the premium. A soft copy of the policy will be emailed to you.
Yes, pre-existing diseases are covered, but usually after a waiting period mentioned in your policy.
Yes, you can increase your sum insured or add optional covers at the time of renewal or as per the policy terms.
You generally need the filled claim form, policy copy or health card, medical reports, hospital bills, and payment receipts. In case of an accident, a medico-legal certificate or FIR may also be required.