The Benefits of Roadside Assistance in Bike Insurance

Anand Bansal
2025-02-10 15:39:15
The Benefits of Roadside Assistance in Bike Insurance

Buying two-wheeler insurance in India is important because it's required by law. You must have Third-party Liability insurance. However many people choose to get a comprehensive insurance policy to fully protect their bike.

If you think basic bike insurance is enough, think again. Regular insurance may not help much if you're on a long trip and your bike gets a flat tire or breaks down far from help. In such situations, a Roadside assistance add-on helps you a lot. With this cover, you can get expert help to fix your bike, so you don’t have to be stuck on unfamiliar roads.

In this blog, let's discuss some amazing benefits of buying a roadside assistance add-on with your comprehensive bike insurance.

Benefits of Roadside Assistance Add-on Cover

The insurance company, under a Roadside Assistance Cover, will help you with services such as towing your bike, doing quick repairs on the spot, giving you another means of transport, offering a place to stay if you need it, and, in some cases, even replacing your keys if you lose them. Even if your bike is involved in an accident and needs to be taken to a service center or garage for repair, this add-on cover will help you.

Here are some benefits of getting a roadside assistance add-on:

  • On-the-spot Repairs: If your trip is stopped because of a small problem with your bike, a Roadside Assistance Cover can quickly fix it and get you moving again.
  • Drained Battery: During the rainy season, your bike’s battery may stop working. If this happens, you can wait in a safe place and call your insurance company. They will send someone to fix your battery and get your bike running.
  • Empty Fuel Tank: If you forget to refuel and run out, instead of pushing your bike toward a fuel station, you can call your insurance company. They will send someone to bring in the fuel. If you require over a certain amount, additional fuel costs will be charged.
  • Flat Tyre: A flat tyre will bring an immediate stop for your bike as you can't ride a vehicle with a flat tyre. With roadside assistance, the company will arrange a mechanic for your tire so that you can continue your trip without any problem.
  • Accident Services: If you have an accident, you can simply call your insurance company to take your bike to the garage nearest to the place. They can also book a cab for you, if necessary.
  • Key Replacement: In case you have lost your key or are locked out, the insurance company will arrange a new key for you through delivery.
  • Alternate Transport: If your bike is being repaired and isn’t available for a few days, the insurance company can provide another vehicle for you to use until your bike is ready.
  • Emergency Transport: If your bike is towed and you need a ride to your home or the nearest city, the insurance company can arrange a cab for you. Extra charges may apply depending on how far you travel.
  • Emergency Accommodation: If your bike needs repairs that take more than a day and you’re far from home, the insurance company will arrange a place for you to stay. Be aware there may be extra costs for this service.

Who Should Buy Roadside Assistance Cover?

  • You travel often, especially outside the city.
  • You take long trips on unfamiliar roads on your bike.
  • You’re not confident in fixing mechanical problems, electrical issues, or flat tyres.

Conclusion

Roadside Assistance along with your bike insurance can be very helpful, especially when you need it the most. Since you can’t predict what might happen in new places, having bike insurance with Roadside Assistance can help you feel more at ease.

FAQ’s

Is the Roadside Assistance (RSA) cover free for a trial period?

No, the RSA cover is usually not free for a trial period. However, it doesn’t cost much, so you can buy it for a year and decide whether to keep it when you renew your policy.

What if the insurance company can’t send help for a bike breakdown?

If the insurance company can't send help or arrange towing, they might reimburse you for any costs you paid to get your bike fixed or towed.

Is the RSA cover useful for a new bike?

Even though new bikes don’t break down as often, you could still get a flat tyre or run out of fuel. Because of situations like this, RSA cover is helpful for new bikes too.

Can I use the RSA cover if I run out of fuel?

Yes, with RSA cover, the insurance company can send someone to bring fuel if your bike runs out.

Can I add RSA cover to my insurance later?

Yes, you can add RSA cover to your insurance when renewing your policy or at any time by paying a small extra fee.

Anand Bansal
2025-02-10 15:39:15

President - Evolving Market & Virtual Office Mr. Kamal is a proven strength of Square Insurance and with his ambitious approach, he makes sure everything is going in the right direction.

Disclaimer* :- This article is shared to help inform the public and is for general information only. Please do not treat this article as the final word on the topic. We recommend that you do more research or talk to an expert if you need more advice.

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