About National Bike Insurance Company

• National Insurance Company Limited is a well-known government-owned insurance company. They offer three main types of two-wheeler insurance:Third-Party Insurance This is compulsory in India. It covers damage or injury caused to others by your bike. If you ride without it, you can get a fine of Rs. 2,000 and/or up to 3 months in jail.Standalone Own-Damage Insurance This is optional. It covers damage to your own bike in case of accidents, theft, fire, vandalism, or natural disasters.Comprehensive Insurance This plan combines both third-party and own-damage coverage in one policy, giving complete protection for your bike and others.National Insurance is a trusted company that helps its customers quickly when making a claim. They also give a No Claim Bonus (NCB) with every own-damage policy, which can go up to 50% in the fifth year if no claims are made.

Key Features of National Bike Insurance

• Features	Description
  Two-Wheeler Cashless Garages	3000+
  Customer Assistance	Available 24/7
  Personal Accident Cover	Up to Rs. 15 lakh
  No Claim Bonus (NCB)	The reward for not making claims can go up to 50% in the fifth year.
  Add-On Covers	Available

Why Choose National Insurance Bike Insurance Policy?

• Here are some benefits that you can get if you buy bike insurance from National Insurance:Easy Online Purchase and Renewal You can buy or renew your National bike insurance online in just a few clicks. The process is simple, quick, and saves time. You don’t need to visit any office.Affordable Plans with Flexible Coverage National Insurance offers bike insurance plans at reasonable prices. You can choose coverage based on your needs and budget, so you only pay for what you need.Fast and Hassle-Free Claim Process The claim process is smooth and easy. The company provides quick support and helps you settle claims without stress during emergencies.No Claim Bonus (NCB) Benefit If you do not make any claims in a policy year, you earn a No Claim Bonus. This bonus helps reduce your premium at the time of renewal.Online Claim Status Tracking You can check the status of your insurance claim online anytime. This keeps you informed and avoids the need for follow-up calls.

What is Covered in National Insurance Two-Wheeler Insurance Policy?

• The National Insurance Two-Wheeler Insurance Policy gives you complete protection against many unexpected events. Here’s what it covers:Third-Party Liability Coverage This covers the damage you cause to other people or their property, protecting you from paying for their losses.Own-Damage Coverage This covers the cost of repairs or loss of your own bike if it gets damaged or lost.Natural Calamities Coverage This protects your bike against damage from natural disasters like cyclones, earthquakes, or floods.Man-Made Calamities Coverage This covers damage caused by man-made events like riots, strikes, or vandalism.Personal Accident Cover If the owner or driver has an accident, this cover gives up to Rs. 15 lakhs for death or disability caused by the accident.No Claim Bonus If you don’t make any claims during the policy period, you can get a No Claim Bonus ranging from 20% to 50%.Additional Coverages (Optional) You can choose extra coverages to make your insurance plan even stronger. However, this will increase the cost.

What is Not Covered in a National Insurance Two-Wheeler Insurance Policy?

• The National Insurance Two-Wheeler Insurance Policy does not cover:Claims from Contracts Damage caused by a contract or agreement is not covered.Normal Wear and Tear Damage due to normal use and aging of the bike, like worn-out tires, is not covered.Damage from Drunk or Drugged Driving If the person driving your bike is under the influence of alcohol or drugs, the damage is not covered.Disclaimer: The inclusions and exclusions mentioned above are for reference purposes only and may vary. Please refer to your specific policy document for the exact terms, coverage, and exclusions applicable to your plan.

Available Add-ons in National Insurance Bike Insurance

• National Insurance offers extra covers, called add-ons, that you can add to your bike insurance. These add-ons give you more protection and help cover specific risks, like engine damage, tyre issues, or theft. Here are some popular add-ons that you can add to your coverage:Zero Depreciation Cover This cover helps you get a higher claim amount by not reducing the value of bike parts during repairs. Normally, bike parts lose their value over time, but with this add-on, you get the full amount to replace or repair them, no matter how old they are.No Claim Bonus (NCB) Protection Cover If you haven’t made any claims during your policy period, you earn a No Claim Bonus (NCB), which reduces your renewal cost. This cover protects your NCB even if you need to make a claim during the policy. So, you won’t lose your bonus after an accident or claim.Return to Invoice Cover If your bike is completely lost or stolen, this cover pays you the original price of the bike, as shown in the invoice. It helps you get back the full value of your bike, instead of just the depreciated value, which can be a lot lower.Roadside Assistance Cover This cover gives you help when you are on the road, like if your bike breaks down. You can get services like towing, fuel delivery, help with flat tyres, or minor repairs. It’s like having a friend with you when you’re stuck.Engine Protection Cover This cover protects your bike’s engine from damage caused by things like water entering the engine during floods or oil leaks. The engine is an important part of your bike, and this cover helps you avoid expensive repair costs.Tyre Protection Cover This cover helps you with the cost of fixing or replacing tyres if they get damaged in an accident, or due to cuts or bursts. Tyres are essential for safe riding, and this cover makes sure you don’t have to bear the repair costs yourself.Key and Lock Replacement Cover If your bike keys or locks are lost or stolen, this cover pays for the cost of replacing them. It helps you avoid the hassle of paying for new keys or locking yourself out of your pocket.Personal Accident Cover for Pillion Rider This cover provides financial help if the person riding with you (the pillion rider) gets hurt or passes away in an accident. It ensures that both the rider and the pillion rider are protected during any mishap.

Documents Required for Buying National Insurance Bike Insurance

• Here are the documents you need to buy National Insurance Bike Insurance: Bike Registration Certificate (RC)Valid driving licenceAadhaar card or PAN cardBike engine number or chassis numberPrevious bike insurance policy details (for renewal, if applicable)These documents make the bike insurance purchase or renewal process quick and easy.

How to Buy National Insurance Own Damage Bike Insurance from Square Insurance

• Step 1: Visit the Square Insurance website at "https://www.squareinsurance.in/".Step 2: Click on the "Bike Insurance" option in the "Insurance Products" menu.Step 3: If your bike is new, click on "Got a New Two-Wheeler."Step 4: If your bike is old, enter your bike's registration number and click "View Plans."Step 5: Fill in details like RTO, bike make, model, variant, and year of registration.Step 6: You will see different plans on your screen. Look through them and choose the National Insurance plan.Step 7: Pay for your selected plan, and you will receive the policy document by email soon.