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Ever heard of a BSKY Card? If you already have it, knowing it well will help you use its benefits. If you are hearing about it for the first time, then this guide will help you understand it better.
If you or your family live in Odisha, this small card can make a big difference during medical emergencies. From hospital visits to cashless treatment, the BSKY Card is designed to reduce healthcare hassles. It helps families get medical care without worrying about heavy hospital bills.
In this section, we will explain what a BSKY Card is, who can use it, and how it supports people when they need medical help the most.
What is a BSKY Card (Gopabandhu Jan Arogya Yojana)?
The BSKY card is issued under the Biju Swasthya Kalyan Yojana. However, the name of the scheme is now changed to Gopabandhu Jan Arogya Yojana (G-JAY). It was introduced by the former Chief Minister of Odisha, Naveen Patnaik, as BSKY in 2017. But it was launched on 15th August 2018.
G-JAY is a health support programme started to help people get medical treatment without financial stress. Under this scheme, patients can get free treatment in government hospitals with the help of the BSKY (G-JAY) card.
It also provides financial support for treatment in selected private hospitals. Extra benefits are given to women members of the family. The BSKY scheme also works along with Ayushman Bharat PM-JAY.
Phases of BSKY Card (G-Jay Card) in Odisha
The BSKY scheme has been introduced in different phases to cover more people over time. Gopabandhu Jan Arogya Yojana (G-JAY) is the unified health assurance scheme that integrates BSKY, Ayushman Bharat PM-JAY, and BSKY-NABIN.
1 Initial BSKY (2018)
In the first phase, all residents of Odisha were given free healthcare services in government hospitals. Families belonging to the APL and BPL categories also received health cover for treatment in selected private hospitals.
2 Expansion with Ayushman Bharat (PM-JAY integration)
Later, BSKY was linked with Ayushman Bharat PM-JAY. Under this phase, BPL families were covered through PM-JAY, while BSKY continued to provide wide health coverage to other eligible residents.
3 BSKY Nabin (Third Phase)
This phase focused on families who were left out earlier. It mainly covered rural families where no member is a government employee or pays income tax. This phase ensures wider and more inclusive healthcare access.
Key Points to Remember About the BSKY (G-JAY) Card
Here are the key features of the Gopabandhu Jan Arogya Yojana card:
- Help at hospitals Swasthya Mitras are present at help desks in empanelled private hospitals. They help patients with the G-JAY process.
- Emergency treatment without a card In an emergency, you can get cashless treatment even if you do not carry the BSKY card. You must show the card at the hospital help desk within 72 hours.
- Family coverage All family members listed under NFSA or SFSS, along with having a BSKY smart card (G-JAY card), can use the scheme benefits.
- Health coverage limit Families get a Rs. 5 lakh cover per year. Women members get an extra Rs. 5 lakh after the first limit is used.
- Lost or damaged card If your BSKY card is lost or damaged, you can apply for a duplicate card. You can also correct details in the card.
- Hospital list The list of empanelled hospitals is available on the official G-JAY website.
- Help and complaints For any question or complaint, call the toll-free number 104. It is available 24×7.
- Official websites You can check scheme details and hospital lists on government health websites.
Benefits BSKY Card (now known as the G-Jay Card)
Here are the benefits of the Gopabandhu Jan Arogya Yojana:
- Free Treatment At Government Hospitals The State Government pays the full cost of treatment at all government healthcare facilities, from sub-centres to medical colleges and blood banks.
- Healthcare For Everyone All patients can get free treatment at government hospitals, regardless of income, status, or place of residence.
- Coverage At Private Hospitals Economically weaker families can receive treatment at empanelled private hospitals with health coverage of up to Rs. 5 lakh per family per year.
- Extra Coverage For Women Women members of the family get an additional Rs. 5 lakh coverage after the main limit is exhausted. After ABPM-JAY and G-JAY integration, the limit has been extended to 10 Lakhs.
- Cashless Treatment Facility Families holding a BSKY Smart Health Card can avail of cashless treatment at enlisted private hospitals within and outside Odisha.
- Wide Range Of Medical Services The scheme covers registration, doctor consultation, medical tests, hospitalisation, treatment, and follow-up care.
- Government Monitoring And Feedback The State Government collects feedback directly from beneficiaries and hospitals to improve healthcare services.
Card Limit of BSKY (G-JAY Card)
This is the card limit of the BSKY scheme:
| Coverage Type | Coverage Amount |
|---|---|
| Annual Health Cover per Family | Rs. 5,00,000 |
| Additional Cover for Women Members | Rs. 5,00,000 |
| Total Maximum Coverage per Family per Year | Rs. 10,00,000 |
Eligibility Criteria for BSKY Card (G-JAY) Application
To understand the eligibility criteria for the BSKY card application, you should go through the given points:
- You must be a resident of Odisha.
- All families in Odisha are eligible for treatment at government healthcare facilities.
- Families holding a BSKY Smart Health Card are eligible under the scheme.
- NFSA (National Food Security Act) and SFSS (State Food Security Scheme) cardholders are eligible.
- Families with a BKKY Card or BPL Card are eligible for extended health coverage.
- Families with an annual income below Rs. 50,000 (rural) or Rs. 60,000 (urban) are eligible if they do not hold the above cards.
What is the Right Method for the BSKY Card Online Application
There is no direct BSKY card online application for the main Biju Swasthya Kalyan Yojana. Families covered under NFSA or SFSS in Odisha are automatically included in the scheme.
The BSKY Smart Health Card is issued by the Government to eligible families. If you have not received the card, you can collect it by visiting your nearest Mo Seva Kendra with your valid NFSA or SFSS card.
For families who are not covered earlier, the BSKY Nabin card application online facility is available. BSKY Nabin card is now known as G-JAY (Gopabandhu Jan Arogya Yojana) card. It provides coverage to poor families who can not even pay the taxes.
Once the card is issued, it can be used at the listed hospitals to avail cashless treatment under the scheme.
Documents Required for Different Purposes Under BSKY (G-JAY)
| Purpose | Required Documents |
|---|---|
| Cashless IPD and Day Care Treatment | BSKY Smart Health Card, NFSA Card, or SFSS Card |
| Rs. 5,00,000 Annual Health Coverage per Family | BKKY Card, BPL Card, or AAY Card |
| Additional Rs. 5,00,000 Coverage for Women Members | BKKY Card, BPL Card, or AAY Card |
| For Low-Income Families Without These Cards | Valid income certificate (below Rs. 50,000 in rural areas or Rs. 60,000 in urban areas) |
Conclusion
This BSKY card, now known as the G-JAY card, is actually a great companion for people of Odisha looking for financial security in medical expenses. It helps families in Odisha to get quality healthcare without worrying about high medical costs. It offers free treatment at government hospitals and cashless care at selected private hospitals.
With simple eligibility rules and strong government support, the scheme makes healthcare more accessible and affordable. Knowing how BSKY works helps families use its benefits easily during medical needs.
FAQs
A BSKY card is a health card issued by the Odisha Government. It helps eligible families get free and cashless treatment at government and empanelled private hospitals. But now, the name of BSKY has been changed to G-JAY (Gopabandhu Jan Arogya Yojana).
Yes, G-JAY and BSKY refer to the same health scheme. BSKY (Biju Swasthya Kalyan Yojana) is the old name. The scheme has now been renamed G-JAY (Gopabandhu Jan Arogya Yojana).
There is no direct BSKY card online application for the regular scheme. Families covered under NFSA or SFSS are automatically included. The card can be collected from a Mo Seva Kendra.
The BSKY Nabin card application online is for families who were not covered earlier. They can apply through the official BSKY Nabin portal or mobile app using self-registration.
You can collect your BSKY card from the nearest Mo Seva Kendra by showing your NFSA or SFSS card.
Yes, in an emergency, you can get cashless treatment and submit the BSKY card at the hospital within 72 hours.
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