Mukhyamantri Ayushman Arogya Yojana

What is the Mukhyamantri Ayushman Arogya Yojana?

Mukhyamantri Chiranjeevi Health Insurance Plan, currently known as Mukhyamantri Ayushman Arogya Yojana, is a health insurance scheme by the Rajasthan government. It offers cashless medical coverage up to Rs 25 lakhs to eligible families in the state who may need financial support.

The scheme covers over 1798 medical treatments and allows insured members to use any private or government hospital. The annual premium for this plan is just Rs. 850, making it affordable for many families.

Key Features of Mukhyamantri Ayushman Arogya Yojana

Here are some key features of the Mukhyamantri Ayushman Arogya Yojana (Chiranjeevi Health Insurance Scheme):

• High Sum Insured It offers health insurance coverage of up to ?25 lakh per family per year.
• Accident Cover It includes additional accident coverage of ?10 lakh.
• No Age or Family Size Limit All family members are covered, regardless of age or the number of members.
• Wide Medical Coverage This government plan covers 1,798 treatments and medical procedures, including serious surgeries and diseases.
• Major Surgeries Included This health insurance covers expensive treatments like heart, liver, and bone marrow transplants, and cochlear implants.
• Pre and Post-Hospitalisation Benefits Medical expenses up to 5 days before admission and 15 days after discharge are covered.
• Inpatient Care All the costs for room rent, operation theatre, tests, and medicines during hospital stay are covered.
• Free Smartphones for Women Heads Women leading families under the scheme are given smartphones with 3 years of free internet.
• Government-Paid Premium The Rajasthan government pays the full premium for eligible families.
• Affordable for Others Non-beneficiary families can join by paying an annual premium of ?850.
• Cashless Treatment Network Beneficiaries get cashless treatment across empanelled hospitals in the state.

Mukhyamantri Ayushman Arogya Yojana Eligibility

Here are some criteria that you should qualify for buying purchasing Mukhyamantri Ayushman Arogya Yojana (Mukhyamantri Chiranjeevi Health Insurance Scheme)

For Free Benefits Category

These families do not have to pay anything. The government pays the full premium for them. This includes:

• Families covered under the National Food Security Act
• SECC (Socio-Economic Census) 2011 eligible families
• Contract workers in state government departments, boards, or corporations
• Small and marginal farmers
• Families who received financial help during the COVID-19 pandemic
• Poor and helpless families

For Paid Category

These families can join the scheme by paying ?850 per year (which is 50% of the premium). The remaining 50% is paid by the government. It includes:

• Families not listed under the free category and are not government employees
• Individual not receiving benefits under the Medical Attendance Rules

EWS Families

Economically Weaker Section (EWS) families are those who have limited financial resources and face difficulties in affording basic needs. Under this scheme, these families are planned to receive free health insurance coverage. This means they do not need to pay any premium to get medical benefits, making healthcare easier and more affordable for them.

Mukhyamantri Ayushman Arogya Yojana Online Application Process

Also known as Mukhyamantri Ayushman Arogya (Mukhyamantri Chiranjeevi Health Insurance Scheme), you can apply for this plan online by following the given steps:

For Free Benefit Category Families:

• 1. No Registration Needed (Auto-Included Families)

  Families already covered under the Food Security Act and SECC (Socio-Economic Census) 2011 are automatically enrolled.

  They do not need to register again.

• 2. How to Register (For Other Eligible Families)

  Steps to register with the Chiranjeevi Health Insurance Scheme are as follows:

  Step 1: Go to sso.rajasthan.gov.in and click on ‘Register Here’.

  Step 2: On the next page, click the ‘Registration’ tab and choose one of the options (Citizen, Udhyog, or Government Employee).

  Step 3: Pick the suitable registration option to continue.

  Step 4: Fill in the required details and click ‘Next’.

  Step 5: Complete the registration form carefully and submit it.

  Step 6: After successful registration, you’ll get your login ID and password.

  Step 7: Use your login details to open the dashboard and view scheme-related information.

• 3. How to Apply Online

  Here are the steps to apply online for the Mukhyamantri Ayushman Arogya Scheme:

  Step 1: Log in with your ID and password. If you forgot them, you can recover them easily.

  Step 2: Enter the required details.

  Step 3: Go to your dashboard.

  Step 4: Fill out the application form for the Mukhyamantri Ayushman Arogya scheme.

  Step 5: Click on “Submit.”

  Step 6: Save a screenshot or print the form for future use.

For Families Paying Partially

Here are the steps for the families eligible for 50% payment:

• Step 1: You need to register on the official Chiranjeevi Health Insurance Yojana portal.
• Step 2: You can do this online using your SSO ID or visit your nearest E-Mitra center.
• Step 3: You must pay ?850 per family per year.
• Step 4: Payment can be made at E-Mitra or through online digital payment methods.
• Step 5: After registration, you can print your policy document.

How to Check Mukhyamantri Ayushman Arogya Yojana Status?

Steps to check Mukhyamantri Ayushman Arogya Yojana (Mukhyamantri Chiranjeevi Health Insurance Scheme) are as follows:

• Step 1: After submitting your application for the Mukhyamantri Chiranjeevi Yojana, the authorities will review it.
• Step 2: Once reviewed, a status link will appear on your dashboard.
• Step 3: You can use this link to see the current stage of your application process.
• Step 4: If your application is rejected, you will receive a notification.
• Step 5: You can easily check your application status online anytime.

Note: The scheme does not cover central or state government employees.

Conclusion

The Mukhyamantri Ayushman Arogya Yojana is a major step by the Rajasthan government to provide affordable and accessible healthcare to all residents, especially those from economically weaker sections. With coverage of up to ?25 lakh, cashless treatments, and support for a wide range of medical procedures, the scheme ensures that families do not face financial stress during medical emergencies.

By including both free and paid categories, the scheme aims to cover every household in the state and move closer to the goal of universal health coverage.