How to Check Vehicle Insurance Status Onine
Worried about your vehicle insurance validity? You are not alone! Many car and bike owners often forget when their insurance expires, which can lead to fines or problems during an accident claim.
The good news is you do not have to rely only on old papers anymore. Checking your vehicle insurance status online is quick, free, and hassle-free. There are many ways by which you can easily track the validity of your vehicle insurance policy.
In this guide, you will learn the easiest ways to check your car or bike insurance details from anywhere, anytime!
Why Should You Check Vehicle Insurance Status in India
It is important to check vehicle insurance status in India online to know the validity of the insurance plan. Remember, an inactive and invalid plan is of no use to you when it comes to financial and legal protection.
Let’s understand it briefly:
- Financial Protection: If your insurance is valid, it will cover damage costs in case of an accident. An expired policy means you pay everything yourself.
- Avoid Higher Premiums: Not renewing your insurance on time can lead to higher premiums later because your car may be seen as risky.
- Stay Legal: Driving with expired insurance can get you a big fine. Keeping it active keeps you legally safe.
- Keep Your No Claim Bonus (NCB): Renewing your insurance before it expires helps you keep your NCB, which saves you money.
- Better Resale Price: Having active car insurance can help you get a better price if you plan to sell your car.
Ways to Check Insurance for a Vehicle Online
You can easily check your car insurance status online using different methods, such as:
- Parivahan Sewa portal
- mParivahan mobile app
- Vahan portal
- IIB (Insurance Information Bureau) website
- Your Local RTO’s Official Website
| Coverage for | Compensation Amount |
|---|---|
| Death | 2 Lakh |
| Loss of both eyes and limbs | 2 lakh |
| Loss of one eye and limbs | 1 lakh |
Note: You can also check your insurance status by looking at your policy document, calling your insurer’s customer service, or asking your insurance agent.
How to Check Vehicle Insurance Status Online by Parivahan Sewa Portal
To check your car insurance status on the Parivahan Sewa portal:
- Go to the Parivahan Sewa website.
- From the Information Services menu, select ‘Know Your Vehicle Details’.
- Enter your mobile number and the captcha to create an account.
- Type in your car’s registration number and the verification code.
- Click on ‘Search Vehicle’ to see your insurance status and other car details.
How to Check Vehicle Insurance Status Online with the mParivahan Mobile App
To check your car insurance status online using the mParivahan app:
- Download the mParivahan app from the Play Store or App Store.
- Select your preferred language and tap ‘Continue’.
- On the dashboard, choose how you want to check: by car registration number or driving license number.
- Enter the chosen number and tap ‘Search’.
- Sign in with your registered mobile number to view your car insurance status.
How to Check Vehicle Insurance Status in India through the Vahan Portal
To check your car insurance status online on the VAHAN portal:
- Visit the VAHAN e-services official website.
- Click on ‘Know Your Vehicle Details’ in the top menu.
- Enter your registered mobile number and captcha to create an account.
- Type in your car’s registration number and the verification code.
- Click ‘Search Vehicle’ to see your insurance status and other vehicle details.
How to Check Insurance for a Vehicle Online by the IIB (Insurance Information Bureau) Website
Now, the quicklink option of V Seva login is unavailable at the IIB website. But you can still check insurance for a vehicle online by using the following steps:
- Go to the IIB official website.
- From the ‘Motor’ dropdown menu, select ‘Login’.
- Log in using your username and password.
- Once logged in, you can view your car insurance status and other details.
Ways for Vehicle Insurance Status Check Online on Your Local RTO’s Official Website
The exact steps may vary a bit for each RTO, but here is how you can generally check your car insurance status on your RTO’s website:
- Go to your local RTO’s official website.
- Click on ‘Vehicle Related Services’.
- Select ‘Know Your Vehicle Details’.
- Enter your car’s registration number, chassis number, and engine number.
- Fill in the captcha and submit the form to see your car insurance status.
What to Do If Your Car Insurance Has Expired?
If you found that your car insurance has expired after a vehicle insurance status check online, here are the tips that you should follow to use your vehicle efficiently:
- No need to stress: Many people forget to renew on time. You just need to renew it on time.
- Avoid driving: You should not drive the vehicle until you renew the insurance. Driving without insurance is illegal and risky.
- Check policy details: You should go through the policy details and see when it expires.
- Contact your insurer: Many companies offer quick online renewals, even for expired policies.
- Renew online: Visit your insurer’s website or use apps like mParivahan and others.
- Be ready for inspection: If your policy has expired for too long, the insurer may inspect your car before renewing.
- Compare plans: Sometimes, switching insurers can get you a better deal or extra benefits.
- Keep reminders: Set alerts on your phone or email so you never miss the renewal date again!
Conclusion
Checking your car or vehicle insurance status online is quick, simple, and saves you from unexpected troubles. Whether you use the Parivahan Sewa portal, the mParivahan app, the VAHAN portal, the IIB website, or your local RTO site, you can get all the details in just a few clicks.
Staying updated with your insurance status helps you avoid fines, keeps you legally safe, and ensures financial security during emergencies. So, take a few minutes to check your policy today and enjoy a worry-free ride on the road!
You can check it through the Parivahan Sewa portal, Parivahan app, VAHAN portal, IIB website, or your local RTO’s official website.
Yes! Checking your insurance status online is completely free and takes only a few minutes.
Usually, you need your vehicle registration number. Some portals may ask for your chassis number, engine number, or mobile number, too.
Mostly, the registration number is required. Some apps may allow you to check with your driving license number.
Renew it immediately through your insurer’s website or app. Do not drive until your policy is active again.
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