How to Check Vehicle Insurance Status Online
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Car insurance gives you both financial and legal protection! To keep enjoying this safety without any trouble, make sure to check and renew your policy on time.
Today, you can buy vehicle insurance both online and offline, without depending on old paper documents anymore. For more than 300 million registered vehicles, checking vehicle insurance status online is quick, free, and simple with online platforms.
There are many ways in which you can easily track the validity of your vehicle insurance policy. In this guide, you will learn the easiest ways to check vehicle insurance status in India from anywhere, anytime!
Benefits of Checking Vehicle Insurance Status in India
It is important to check vehicle insurance status in India online to know the validity of the insurance plan. Remember, an inactive and invalid plan is of no use to you when it comes to financial and legal protection.
But What is the Validity of the Vehicle Insurance?
Car insurance is valid for a limited time. Most policies last for at least one year. But if you buy a new car, you need to get long-term insurance. As per the new rules, all new cars must have a 3-year insurance policy. If your policy expires, you usually get a short grace period to renew it without losing the benefits.
After understanding the meaning of the validity of vehicle insurance, it is important to understand the benefits of checking its status. Here are some of the important benefits:
- Financial Protection If your insurance is valid, it will cover damage costs in case of an accident. An expired policy means you pay for everything yourself.
- Avoid Higher Premiums If you do not renew your insurance on time, you may have to pay higher premiums later.
- Stay Legal Driving with expired insurance can get you a big fine. Keeping it active keeps you legally safe.
- Keep Your No Claim Bonus (NCB) Rkenewing your insurance before it expires helps you keep your NCB, which saves you money.
- Better Resale Price Having active car insurance can help you get a better price if you plan to sell your car.
Ways to Check Insurance Status for a Vehicle Online
You can easily check your car insurance status online using different methods, such as:
- Parivahan Sewa portal
- mParivahan mobile app
- Vahan portal
- IIB (Insurance Information Bureau) website
- Your Local RTO’s Official Website
- By QR Code
1 How to Check Vehicle Insurance Status Online by Parivahan Sewa Portal?
Parivahan Sewa Portal provides a number of services related to vehicles and driving licenses online. To check your car insurance status on the Parivahan Sewa portal:
- Step 1: Go to the Parivahan Sewa website.
- Step 2: From the Information Services menu, select ‘Know Your Vehicle Details’.
- Step 3: Enter your mobile number and the captcha to create an account.
- Step 4: Type in your car’s registration number and the verification code.
- Step 5: Click on ‘Search Vehicle’ to see your insurance status and other car details.
2 How to Check Vehicle Insurance Status Online with the mParivahan Mobile App?
While there is a Parivahan Sewa portal, mParivahan is the mobile app designed for easy access to services like virtual driving licenses and registration certificates. To check your car insurance status online, follow the given steps on the mParivahan app:
- Step 1: Download the mParivahan app from the Play Store or App Store.
- Step 2: Select your preferred language and tap ‘Continue’.
- Step 3: On the dashboard, choose how you want to check: by car registration number or driving license number.
- Step 4: Enter the chosen number and tap ‘Search’.
- Step 5: Sign in with your registered mobile number to view your car insurance status.
3 How to Check Vehicle Insurance Status in India through the Vahan portal?
VAHAN is an online platform in India, run by the Ministry of Road Transport and Highways (MoRTH). It helps with vehicle registration and related services. To check your car insurance status online on the VAHAN portal, follow the given steps:
- Step 1: Visit the VAHAN e-services official website.
- Step 2: Click on ‘Know Your Vehicle Details’ in the top menu.
- Step 3: Enter your registered mobile number and captcha to create an account.
- Step 4: Type in your car’s registration number and the verification code.
- Step 5: Click ‘Search Vehicle’ to see your insurance status and other vehicle details.
4 How to Check Insurance for a Vehicle Online on the IIB (Insurance Information Bureau) website?
Now, the quick link option of V Seva login is unavailable at the IIB website. But you can still check insurance for a vehicle online by using the following steps:
- Step 1: Go to the IIB official website.
- Step 2: From the ‘Motor’ dropdown menu, select ‘Login’.
- Step 3: Log in using your username and password.
- Step 4: Once logged in, you can view your car insurance status and other details.
5 7 Things to Remember while Checking the Status through the IIB Website
If you are checking the vehicle insurance status by using the IIB portal, you should keep the following points in mind:
- Enter Registration Number Correctly Use the proper format like UP-65-TA-XXXX without spaces or special characters.
- Limited Attempts You can check details only three times using a mobile number or email.
- Wait for Data Update Insurance details appear on the IIB portal two months after purchase. For example, if you bought insurance on March 31, 2021, it will show from June 1, 2021.
- For New Vehicles You must enter the engine number and chassis number.
- Data Availability Only policies issued from April 1, 2010, onwards will be available.
- If No Info is Found Visit the RTO office if the portal does not show insurance or other key details.
- Provide Required Details You will need to give the vehicle owner's name, registration number, address, mobile number, email, etc., when checking the policy.
6 Steps for Vehicle Insurance Status Check Online on Your Local RTO’s Official Website
The exact steps may vary a bit for each RTO, but here is how you can generally check your car insurance status on your RTO’s website:
- Step 1: Go to your local RTO’s official website.
- Step 2: Click on ‘Vehicle Related Services’.
- Step 3: Select ‘Know Your Vehicle Details’.
- Step 4: Enter your car’s registration number, chassis number, and engine number.
- Step 5: Fill in the captcha and submit the form to see your car insurance status.
7 Process to Check the Insurance Status of a Vehicle by QR Code
Another easy way to check your car insurance details is by scanning the QR code. IRDAI has made it mandatory for all insurance companies to add a QR code to every policy, making it quick and simple to view your policy information.
Other Popular Methods to Check Car Insurance Status Offline
There are some other popular methods to check vehicle insurance status in India. You can check your insurance status by
- Looking at Your Policy Document: You can refer to your policy document to check the validity period of your vehicle insurance.
- Calling Your Insurer’s Customer Service: You can easily approach the customer service of your insurance company.
- Ask your insurance agent: You can also connect with your insurance agent to get an update on your insurance policy's validity.
- Visiting the RTO office: Visit your vehicle’s RTO, submit vehicle details, and request insurance info. Provide ID and ownership proof. Complete paperwork to get a printed copy of the insurance status verified by RTO officials.
- Visiting the Insurance Office: By visiting Insurere’s office, you can also check the vehicle insurance status.
What to Do If Your Car Insurance Has Expired?
If you found that your car insurance has expired after a vehicle insurance status check online, here are the tips that you should follow to use your vehicle efficiently:
- No need to stress: Many people forget to renew on time. You just need to renew it on time.
- Avoid driving: You should not drive the vehicle until you renew the insurance. Driving without insurance is illegal and risky.
- Check policy details: You should go through the policy details and see when it expires.
- Contact your insurer: Many companies offer quick online renewals, even for expired policies.
- Renew online: Visit your insurer’s website or use apps like mParivahan and others.
- Be ready for inspection: If your policy has expired for too long, the insurer may inspect your car before renewing.
- Compare plans: Sometimes, switching insurers can get you a better deal or extra benefits.
- Keep reminders: Set alerts on your phone or email so you never miss the renewal date again.
Conclusion
Checking your car or vehicle insurance status online is quick and simple. It also saves you from unexpected troubles. Whether you use the Parivahan Sewa portal, the mParivahan app, the VAHAN portal, the IIB website, or your local RTO site, you can get all the details in just a few clicks.
Staying updated with your insurance status helps you avoid fines, keeps you legally safe, and ensures financial security during emergencies. So, take a few minutes to check your policy today and enjoy a worry-free ride on the road!
FAQs
You can check it through the Parivahan Sewa portal, Parivahan app, VAHAN portal, IIB website, or your local RTO’s official website.
Yes! Checking your insurance status online is completely free and takes only a few minutes.
Usually, you need your vehicle registration number. Some portals may ask for your chassis number, engine number, or mobile number, too.
Mostly, the registration number is required. Some apps may allow you to check with your driving license number.
Renew it immediately through your insurer’s website or app. Do not drive until your policy is active again.
2094*By clicking on You, Agreed to our Privacy Policy & Terms of use *Disclaimer
- 5.5 CoreRegistered Consumers
- 50+Insurance Partners
- 3.4 CorePolicies Sold
