Chief Minister Health Insurance Smart Card
What if getting the right medical treatment does not depend on how much money you have? That is the idea behind the Chief Minister Health Insurance Smart Card. Introduced by the Tamil Nadu government, this smart card helps low-income families access free medical care, ensuring health comes before financial worry.
With this card, eligible families can receive treatment worth up to ?5,00,000 per year at selected hospitals. It not only reduces the financial burden but also brings hope and security to those who need it most. Simple, smart, and life-changing, this initiative is a step toward healthcare for all.
What is the Chief Minister Comprehensive Health Insurance Scheme Card?
The Chief Minister Health Insurance Smart Card, also known as the Kalaignar Kapitu Thittam Card, is a vital component of the Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu. By offering this smart card to beneficiaries, the Tamil Nadu government ensures that quality healthcare is not a privilege but a right accessible to all. This scheme has made healthcare accessible for poor families in Tamil Nadu. The Amma Health Insurance scheme is valid for one year, after which the policyholder must renew it to continue receiving benefits.
What Does the Chief Minister Health Insurance Scheme Cover?
The Chief Minister Health Insurance Scheme covers a wide range of medical specialties, including:
- Bariatric surgery
- Cardiology
- Cardiothoracic surgeries
- Dermatology
- ENT (Ear, Nose, and Throat)
- Endocrine surgery
- Gastroenterology
- Genitourinary surgery
- Gynaecology
- Obstetric surgery
- Hematology
- Hepatology
- Infectious diseases
- Neurology
It also includes specialized care treatment such as:
- Neurosurgery
- Ophthalmology surgeries
- Orthopedic trauma
- Paediatric care
- Psychiatry
- Pulmonology
- Radiation oncology
- Surgical oncology
- Vascular surgeries
Key Features of the Chief Minister Health Insurance Scheme
Here are some key features of CMHIS (Chief Minister Health Insurance Scheme):
- Provides access to treatment at over 275 public and private hospitals.
- The highest number of partner hospitals is located in Madurai, Chennai, and Coimbatore.
- Applicable for those with a yearly family income below ?1,20,000.
- Annual coverage of ?5,00,000 per family, with mandatory yearly renewal.
- Covers a wide range of procedures, including diagnostics, interventional radiology, medical, surgical, and follow-up treatments.
- Includes pre- and post-operative medical tests.
- Issuance of a biometric identity card for easy and secure access to benefits.
Benefits of the Chief Minister Comprehensive Health Insurance Scheme Card
Here are some benefits of the Chief Minister Comprehensive Health Insurance Scheme card:
- Helps with Medical Emergencies : It covers the high costs of emergency treatments, easing financial worries for families. This support ensures timely care during critical health situations.
- Many Hospitals Available : The scheme connects you to a large network of hospitals for quick and easy access to medical help. This means you can get treatment without delay.
- Covers Different Treatments : It includes a variety of medical procedures under one plan, reducing out-of-pocket expenses. You can receive multiple types of care without extra costs.
- Good Coverage Amount : Each family gets up to ?5 lakhs coverage per year to meet their healthcare needs. This amount helps cover most basic and emergency treatments.
- Extra Benefits : The plan also covers follow-up appointments and diagnostic tests. These benefits are often not included in regular health insurance policies.
Chief Minister Health Insurance Smart Card Eligibility
To apply for CMCHIS (CM Comprehensive Health Insurance Scheme), you have to qualify for the following criteria:
- Residency : The family must be residents of Tamil Nadu.
- Income Limit : The annual family income should be less than Rs. 1,20,000.
- Ration Card Inclusion : The applicant should be listed on the family’s ration card.
- Refugee Status : Sri Lankan refugees with valid citizenship proof can apply.
- Migrant Workers : Migrants from other Indian states must have a migration certificate and have lived in Tamil Nadu for at least six months.
- Special Categories : Orphans and rescued girls from any registered or unregistered organization are also eligible.
Chief Minister Health Insurance Smart Card Online Application
To apply online for the CMCHIS plan, you have to go through the given steps:
- Step 1: Get an income certificate from the Village Administrative Officer or the concerned revenue authorities.
- Step 2: Take all the required documents and visit the nearest enrollment center.
- Step 3: Submit your documents for verification by the kiosk operator.
- Step 4: Provide your biometric details, including fingerprints, photograph, and eye scan.
- Step 5: After successful verification and biometric registration, your smart card (e-card) will be issued.
CMCHIS Card Download Steps
Here are the steps to download the Tamil Nadu Government Maruthuva Kapitu Thittam Card:
- Step 1: Go to the official website of the Chief Minister Health Insurance Scheme.
- Step 2: Click on the ‘Smart Card Download’ option.
- Step 3: Fill in the beneficiary’s details.
- Step 4: Enter the Unique Reference Number (URN)/KYC details and the ration card number.
- Step 5: Click on ‘Generate e-card’.
- Step 6: Download and save your e-card.
Linking Aadhaar with URN
URN stands for Unique Reference Number of the CMCHIS. Sometimes, the Aadhaar card may not be linked to the URN during the initial enrollment under CMCHIS. Follow to given steps to get your URN linked:
- Visit the official CMCHIS website and go to the ‘Beneficiary’ section.
- Click on ‘Link Aadhaar to URN’ to open the linking page.
- Enter your URN number in the given field.
- Tick the checkbox to confirm Aadhaar linking and click ‘Enroll Now’.
- Select the family member from the list of beneficiaries.
- Enter the Aadhaar number and the mobile number linked to it.
- Click ‘Submit’ and enter the OTP received on your phone to finish the process.
Conclusion
In conclusion, the Chief Minister Health Insurance Smart Card plays a vital role in making healthcare accessible and affordable for low-income families in Tamil Nadu. With its wide range of benefits and simple application process, it ensures that medical support is just a few steps away.
Beneficiaries can easily access their digital card by using the CM health insurance card download PDF option available online, making the scheme both convenient and efficient.
Also Know- Mukhyamantri Ayushman Arogya Yojana
To be eligible for the Chief Minister Health Insurance Smart Card, the applicant must be a resident of Tamil Nadu with a family income of less than ₹1,20,000 per year. Other eligible groups include orphans, rescued children, Sri Lankan refugees, and migrants who meet specific conditions.
To complete the Chief Minister Health Insurance Smart Card online application, visit the official CMCHIS website, fill out the required personal and family details, upload necessary documents, and submit the form for verification.
To proceed with the CMCHIS card download, go to the official portal, enter your URN or ration card number, and click on "Generate e-card" to download your smart card.
The CM health insurance card download PDF option is available on the official CMCHIS website. Once you enter your details and generate the e-card, you can download and save it as a PDF for printing or future use.
You can check your Chief Minister Health Insurance Smart Card status by visiting the official CMCHIS website. Go to the "Beneficiary" section, enter your URN or ration card number, and view the current status of your application or card.
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