Chola MS Comprehensive Bike Insurance
Cholamandalam General Insurance is one of the leading insurance companies that offers complete protection to you and your bike with its comprehensive bike insurance policy. The Chola MS comprehensive bike insurance policy will help you deal with the financial liabilities of the third party and the damage to your own bike. The policy provides financial security to the insured.
Apart from protecting against third-party liabilities in case of a road accident, it covers your bike against accidents, theft, fire, and natural and man-made calamities. This coverage protects you against loss or damage to the insured vehicle, as well as accidental damage to a third person, property, or vehicle caused by the insured two-wheeler.
What is Covered and Not Covered Under Chola MS Comprehensive Bike Insurance
1Inclusions (What is Covered)
- This policy covers the damages caused to third-party property and injuries or death of a third party.
- It covers damages to your bike due to accidents, collisions, or external impact.
- This policy also covers the financial losses if your bike gets stolen.
- The policy covers damages caused that are by natural calamities such as floods, earthquakes, cyclones, etc.
- The damages that occur due to riots, vandalism, or terrorist activities are also included in this policy.
- The policy covers losses that occur due to fire, explosion, or self-ignition.
- This policy also gives financial protection to the rider in case of injury or death due to an accident.
- It covers expenses for towing your damaged bike after an accident.
2Exclusions (What is Not Covered)
- Damage due to normal wear and tear or ageing of the bike is not covered under this policy.
- Mechanical or electrical breakdowns are not covered under the policy.
- Any claim made while riding without a valid driving licence is excluded.
- Accidents that are caused while riding under the influence of alcohol or drugs are also not covered.
- This policy does not cover any damages caused while using the bike for unlawful activities.
- Unless a zero-depreciation add-on is purchased, the policy does not cover the depreciation of parts.
- Damages caused due to war, nuclear risks, or similar events are also excluded.
Benefits of Buying a Comprehensive Bike Insurance Policy From Chola MS
Cholamandalam Comprehensive Bike Insurance is known for offering amazing benefits to its policyholders. Some of them are:
- They have a dedicated customer care team to provide support
- You can access a quick and hassle-free claim settlement process
- You can easily purchase through the official website
- You will get a variety of add-on options to get broader coverage
- They provide coverage for both third-party liability and own bike damage
FAQs
Under Cholamandalam comprehensive bike insurance, the policyholder is covered for liabilities arising due to a third party as well as damages to his/her bike. Other benefits include free repairs at network garages, speedy claim settlements, and an option to buy/renew policies online.
The claim process in Cholamandalam is very fast and easy. Once you submit the required documents for the claim, their expert team will work to settle your case as soon as possible. It makes the process easy and less stressful for you.
Yes, you can customise your policy by selecting different add-on covers, like zero depreciation, roadside assistance, or engine protection. These add-ons are made to provide extra protection to your bike according to your needs.
To buy or renew your Cholamandalam bike insurance, you can go through with their official website. You can also contact our expert team of Square Insurance for a quick and easy process.
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