Types of Oriental Bike Insurance Claims

• Cashless Claim If you repair your bike at an Oriental network garage, you don’t have to pay the repair money. The company will pay the garage directly.Reimbursement Claim If you repair your bike at a garage that is not in the Oriental network, you need to pay the repair money first. Later, you can submit the bills to Oriental, and they will pay you back the approved amount.

Documents Required for Oriental Bike Insurance Claim

• You need the following documents to make an Oriental bike insurance claim:Copy of your valid driving licenceRepair estimate, final bill, and payment receiptsFilled and signed bike insurance claim formPhotos of the damaged bike (if asked)No Trace Report and RTO intimation (for bike theft cases)Copy of your Oriental bike insurance policyFIR copy (needed for theft, accident, or major damage)Personal ID proof (if required)Bike Registration Certificate (RC)

How to Make an Oriental Cashless Bike Insurance Claim?

• Oriental Insurance makes it simple to claim cashless bike insurance. Follow these steps:Step 1: Contact Oriental Insurance You should inform the insurer within 24 hours of an accident, theft, or damage. You can do this by:Calling the official numbers: 1800 118485 / 011-33208485Using the official website: Log in with your email or mobile, go to “Initiate a new claim,” select claim type, and policy numberVisiting the nearest Oriental branchStep 2: Register the Claim A company representative will call you. Tell them your policy number, date, time, and place of the incident, and other details. They will give you a claim registration number.Step 3: Survey of Damages A surveyor from the company will check your bike to see the damage. They will estimate repair costs and collect the claim form, policy documents, and proof of the incident.Step 4: Claim Settlement Once the surveyor approves, Oriental pays the repair costs directly to the garage. The claim amount is calculated after considering deductibles and depreciation.

How to Make an Oriental Reimbursement Bike Insurance Claim?

• If you repair your bike at a non-network garage, you can claim reimbursement. Here is how:Step 1: Contact the Insurer Call 1800 118485 / 011-33208485 or register online after the accident or theft.Step 2: Register the Claim A company executive will call you. Give your policy number and accident details. You will get a unique claim reference number.Step 3: Survey of Damages The insurance surveyor checks your bike and estimates repair costs. They also collect the claim form, policy documents, photos, or witness contacts.Step 4: Repair and Reimbursement You repair your bike at your chosen garage and pay the bills. Submit the bills, receipts, and policy documents to Oriental. The company checks everything and then reimburses you, after considering deductibles and depreciation.