Two Wheeler

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Key Benefits of Buying Oriental Third-Party Bike Insurance

Third-party bike insurance is required by law for every bike owner. Even though it gives basic coverage, it is very helpful in emergencies. Below are some simple benefits of buying Oriental Third-Party Bike Insurance:

  • 01

    Financial and Legal Protection

    This insurance helps you if your bike causes injury, death, or damage to another person or their property. Oriental’s third-party insurance pays for the money and legal costs, so you do not have to worry.

  • 02

    Peace of Mind

    This policy lets you ride your bike legally, as the law requires. It also gives you peace of mind because it provides financial and legal support if your bike causes damage or injury to someone else.

  • 03

    Affordable and Budget-Friendly

    Third-party bike insurance is the most basic and cheapest insurance plan. The premium is very affordable, making it a popular choice for many bike owners.

Bike Insurance Plans By Oriental

What Is Covered and Not Covered Under Oriental Third-Party Bike Insurance?

 

What it Covers

  • Oriental Third-Party Bike Insurance covers damage or injury caused to other people if your bike is in an accident. It includes:

  • If someone is hurt, becomes disabled, or dies because of your bike accident, the insurance pays money to the person or their family.

  • If your bike damages someone else’s property during an accident, the insurance pays for the damage.

  • If your bike damages another person’s vehicle in an accident, the insurance covers the repair or replacement cost of that vehicle.

What Does it not Cover

  • Third-party bike insurance gives only basic protection. It does not cover:

  • Damage or repair costs for your own bike.

  • Damage caused if the rider was drunk or under the influence of drugs.

  • Claims if the rider does not have a valid driving licence.

  • Injuries to the bike owner or rider in an accident.

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