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Important Parts of a Car Insurance Policy Document

 
SectionsWhat it Means
Policyholder & Car DetailsBasic information about you and your car.
Inclusions & ExclusionsWhat the insurance covers and what it does not cover.
Policy TermHow long is your insurance valid.
DiscountsAny offers or savings you get on your premium.
Policy NumberA unique number used to identify your policy.
Terms & ConditionsRules you must follow for the policy to stay valid.
IDV & PremiumIDV is your car’s value; premium is the amount you pay for the policy.
Type of PolicyWhether it is third-party, comprehensive, or own-damage.
Grievance RedressalHow to complain or get help if you face any issues.

Motor Insurance Plans By Cholamandalam

How to Download Your Cholamandalam MS Car Insurance Policy Online Using Your Policy Number?

Cholamandalam MS lets you download your car insurance policy easily from their website by using your policy number. Follow these simple steps:
  • Step 1

    Go to the Cholamandalam MS General Insurance website. Click on the ‘Customer Services’ tab and scroll down to choose ‘Email Policy Copy’.

  • Step 2

    Enter your 17-digit policy number (without any slashes or special characters) and click Submit.

  • Step 3

    After you log in, choose the option to download your car insurance policy. A copy will also be sent to your registered email ID.

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