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Important Parts of a Car Insurance Policy Document
| Sections | What it Means |
|---|---|
| Policyholder & Car Details | Basic information about you and your car. |
| Inclusions & Exclusions | What the insurance covers and what it does not cover. |
| Policy Term | How long is your insurance valid. |
| Discounts | Any offers or savings you get on your premium. |
| Policy Number | A unique number used to identify your policy. |
| Terms & Conditions | Rules you must follow for the policy to stay valid. |
| IDV & Premium | IDV is your car’s value; premium is the amount you pay for the policy. |
| Type of Policy | Whether it is third-party, comprehensive, or own-damage. |
| Grievance Redressal | How to complain or get help if you face any issues. |
Motor Insurance Plans By Cholamandalam

FUTURE
NCB : 50%IDV: ₹167226

HDFC
NCB : 50%IDV: ₹131369
ICICI
NCB : 50%IDV: ₹234117

BAJAJ
NCB : 50%IDV: ₹138149
How to Download Your Cholamandalam MS Car Insurance Policy Online Using Your Policy Number?
Cholamandalam MS lets you download your car insurance policy easily from their website by using your policy number. Follow these simple steps:Step 1
Go to the Cholamandalam MS General Insurance website. Click on the ‘Customer Services’ tab and scroll down to choose ‘Email Policy Copy’.
Step 2
Enter your 17-digit policy number (without any slashes or special characters) and click Submit.
Step 3
After you log in, choose the option to download your car insurance policy. A copy will also be sent to your registered email ID.