Chola MS Third Party Car Insurance Policy
According to the Motor Vehicles Act, every car owner must have at least third-party car insurance. This insurance is important Read More
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Chola MS third-party car insurance covers all damage or injury caused to a third party in an accident with your car. It pays for injury or death of another person and damage to someone else’s property.
Features of Cholamandalam Third-Party Car Insurance
- 01
Easy Claims
Cholamandalam makes claim settlement simple. In most cases, they pay the claim directly, and you don’t have to do much.
- 02
Legal Safety
Third-party insurance is required by Indian law. Buying it from Cholamandalam helps you follow the law and avoid paying fines.
- 03
Financial Safety
If your car hurts someone or damages their property, Cholamandalam pays for it. You do not have to pay out of your own money.
- 04
Easy to Buy
You do not need many documents. The buying process is quick and simple.
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Inclusions and Exclusions of Chola MS Third-Party Car Insurance
What it Covers
Chola MS will pay for damage or loss caused to another person or their vehicle/property in an accident.
It gives Personal Accident Cover to the car owner, up to Rs. 15 lakh if the owner dies or becomes permanently disabled.
It covers damage done to someone else’s vehicle or property by your car.
What Does it not Covers
It does not pay for damage to your own car.
It does not pay for loss due to natural disasters, theft, fire, war, or similar events.
No cover if the car was driven without a valid licence or under the influence of alcohol or drugs.
It does not cover any indirect or later damage to your car.
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