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Key Features of New India Own Damage Car Insurance
Here are some key features of New India's own damage car insurance:Natural Calamities Protection
New India covers your car against natural disasters like floods, earthquakes, cyclones, and lightning. This ensures complete safety in every situation.
Accidental Damage Coverage
Get compensation for repair or replacement costs if your car is damaged due to an accident, collision, or impact with an object or animal.
Theft Coverage
Stay financially protected if your car gets stolen or damaged due to burglary.
Add-On Covers
Customize your New India policy with add-ons such as Zero Depreciation, Roadside Assistance, Engine Secure, Return to Invoice, and Key Replacement.
No Claim Bonus (NCB)
Enjoy up to 50% discount on your premium for every year without a claim.
Transit Damage Compensation
Covers losses that occur while your vehicle is being transported by road, rail, air, or water.
Wide Network of Cashless Garages
Access thousands of cashless garages across India for quick and easy repairs.
Dedicated Claim Assistance
Get expert support from New India’s claim team for smooth and fast claim settlement.
Simple Online Process
Purchase or renew your New India Own Damage Car Insurance online in just a few clicks.
Motor Insurance Plans By New India
Inclusions and Exclusions under New India Standalone Own-Damage Policy
What it Covers
- Here are the inclusions of the New India standalone own-damage policy:
Accidental Damage
This company covers damages caused to your car due to road accidents or collisions.
Fire and Explosion
It provides coverage for loss or damage resulting from fire, explosion, or vandalism.
Theft or Total Loss
Offers financial protection if your car is stolen or completely damaged beyond repair.
Natural and Man-made Disasters
Covers damages caused by events like cyclones, floods, or other calamities.
What Does it not Covers
- Here are the exclusions of the New India standalone own-damage policy:
Mechanical or Electrical Failures
Does not cover breakdowns due to mechanical or electrical issues.
Illegal Driving
No coverage if the accident occurs while driving without a valid licence or under illegal circumstances.
Depreciation
The normal wear and tear of the car over time is not covered.
Outside Geographical Limits
Damages that occur beyond the policy’s specified geographical area are excluded.
Benefits of New India Own Damage Car Insurance
Here are some benefits of New India Own Damage car insurance:
- 01
Accident Protection
This feature of car insurance covers repair or replacement costs if your car is damaged in a road accident or collision.
- 02
Theft Cover
Provides financial help if your car is stolen or lost.
- 03
Natural and Man-made Disaster Cover
Protects your car from damage caused by floods, earthquakes, cyclones, fire, or riots.
- 04
Add-on Options
You can increase coverage with add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance.
- 05
No Claim Bonus (NCB)
Get up to 50% discount on premiums for claim-free years.
- 06
Cashless Repairs
Enjoy quick and easy repair service at New India’s network garages across the country.
- 07
Personal Accident Cover
Offers up to Rs. 15 lakh coverage for the owner-driver in case of injury or death.
- 08
Financial Relief
Prevents you from paying high repair or replacement costs out of pocket.
- 09
Easy Online Services
Allows simple and fast policy purchase or renewal online.