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Depreciation Rate of Car- Without and With Raheja QBE Zero Depreciation Add-On
| Age of Car | Without the Zero Depreciation add-on | With the Zero Depreciation add-on |
|---|---|---|
| Under 6 months | Nil | 0% |
| 6 months to 1 year | 5% | 0% |
| 1 to 2 years | 10% | 0% |
| 2 to 3 years | 15% | 0% |
| 3 to 4 years | 25% | 0% |
| 4 to 5 years | 35% | 0% |
| 5 to 10 years | 40% | 0% |
| More than 10 years | 50% | 0% |
Depreciation Rates According to the Parts of the Car
| Parts of a Car | Without Zero Depreciation | With Zero Depreciation |
|---|---|---|
| Rubber/Nylon/Plastic parts | 50% | 0% |
| Fibre Glass Parts | 30% | 0% |
| Glass Parts | Nil | 0% |
Disclaimer: The given depreciation rates in the above tables are indicative. Check your policy document to get the exact terms and conditions.
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Benefits of Zero Depreciation Add-On Cover
The Zero Depreciation Add-On Cover gives you extra benefits and helps you get more money when making a claim:
- 01
Higher Claim Amount
With this cover, you get the full claim amount without any deduction for your car’s age or wear and tear. Raheja QBE pays for the depreciation cost, so you don’t have to.
- 02
Covers Cars Up to 10 Years Old
You can buy this add-on for cars that are up to 10 years old. Even if your car is a few years old, you can still get full claim benefits.
- 03
Unlimited Claims
Raheja QBE allows you to make as many claims as needed under this cover, unlike some other insurers.
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