Bajaj Third Party Car Insurance
Bajaj Third-Party Car Insurance is a basic car insurance policy that protects you from paying for damages caused to others. If yourRead More
Buy/Renew Car Insurance
Premium coverage starts at ₹ 2094*By clicking on 'View Plans', you agree to our Privacy Policy & Terms of use *Disclaimer
Hassle-Free Buying Process
24*7 Customer Support
Compare Different Plans Easily
This is the minimum car insurance required by law in India to drive legally on the road. It is cheaper than a comprehensive insurance plan, so it is a good low-cost option for car owners.
Key Features of Bajaj Third-Party Car Insurance
Here are the key features of Bajaj third-party car insurance:
- 01
Third-Party Liability Cover
If your car causes injury, death, or damage to another person’s vehicle or property, Bajaj pays for those costs.
- 02
Budget-Friendly Premiums
The premium is lower because this plan only covers third-party losses and not your own car.
- 03
Legal Requirement
This policy fulfills the compulsory insurance rule under the Motor Vehicles Act for driving on Indian roads.
- 04
Easy Online Purchase
The policy can be purchased online quickly with instant policy documents.
- 05
Simple Renewal Process
You can renew the plan every year without any paperwork or a long process.
- 06
Legal Support
If a third party takes legal action against you, the insurance helps manage those legal liabilities.
- 07
Wide Support Network
Bajaj offers claim support through a large network across the country for quick assistance.
What Does Bajaj Third-Party Car Insurance Cover and Not Cover?
Bajaj Car Insurance covers some damages and does not cover certain conditions. It is important to know both before buying a policy.
What it Covers
This policy covers the following:
Injury or death of a third party caused by your car
Damage to third-party property or vehicle
Legal liabilities arising from the accident
Compensation for pedestrians or others affected by the accident
What Does it not Cover
This policy does not cover:
Damage to your own car in any situation
Injury to the car owner or passengers
Theft, fire, flood, or natural disaster damage to your car
Accidents while driving without a valid license
Accidents caused due to alcohol or drug influence
Regular wear and tear or mechanical failure
Personal Accident Cover for the owner-driver (needs a separate add-on)
Why is Bajaj 3rd Party Car Insurance Important?
Here are the benefits of Bajaj third-party insurance that a policyholder gets:Legally Mandatory
Every car owner in India must have third-party insurance as per the Motor Vehicles Act. Driving without it can lead to fines and legal trouble.
Financial Protection
It covers the cost if your car causes damage to another person’s vehicle, property, or results in injury or death, helping you avoid heavy expenses.
Legal Support
Bajaj provides coverage for legal liabilities if a third party files a case or claim against you after an accident.
Affordable Coverage
Premiums are lower than comprehensive insurance, making it a budget-friendly way to stay protected on the road.
Peace of Mind
It ensures you are covered for third-party risks, so you can drive confidently without worrying about accidental liabilities.
Car Insurance for Popular Brands
Maruti-Suzuki Car Insurance₹ 2094 View Plans 
BMW Car Insurance₹ 2094 View Plans Maruti Alto 800 Car Insurance₹ 2094 View Plans 
Tata Nexon Car Insurance₹ 2094 View Plans Maruti Ciaz Car Insurance₹ 2094 View Plans 
Mahindra Scorpio Insurance₹ 2094 View Plans Maruti Swift Insurance₹ 2094 View Plans Mahindra XUV500 Insurance₹ 2094 View Plans FAQs
It is a mandatory policy that covers damage or injury caused by your car to another person or their property.
Yes, all car owners in India must have third-party insurance to drive legally.
It covers third-party injury, death, property damage, and related legal expenses.
It does not cover damage to your own car, injuries to you or passengers, theft, fire, or accidents caused under alcohol or drug influence.
Yes, Bajaj allows easy online purchase and renewal without paperwork.
Yes, add-ons like Personal Accident Cover for the owner-driver can be included at an extra cost.