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Benefits of Bajaj General Zero Depreciation Car Insurance

Here are some of the key benefits of Zero Depreciation car insurance:

  • 01

    Depreciation Coverage

    No depreciation is deducted during parts replacement, saving more money in claims.

  • 02

    Higher Claim Amount

    You receive a larger claim payout compared to a regular policy.

  • 03

    Covers Expensive Components

    Plastic bumpers, fiber parts, and glass items are covered without value reduction.

  • 04

    Reduced Out-of-Pocket Expenses

    Repairs become far more affordable during claims.

  • 05

    Best for New and Premium Cars

    Highly recommended for vehicles under 3 to 5 years old or premium models.

  • 06

    Great for High-Traffic Areas

    Supports drivers who face frequent accidents or tough road situations.

  • 07

    Better Resale Value

    Maintain your car's condition, which helps achieve a good resale price.

  • 08

    Affordable Upgrade

    It is a cost-effective add-on that offers strong financial protection.

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Inclusions and Exclusions of Bajaj General Zero Depreciation Cover

 

What it Covers

  • Zero depreciation add-on is available only with OD or Comprehensive Policies. It covers the following problems:

  • Full repair or replacement cost of approved parts

  • Covers plastic, rubber, fiber, bumper, and glass parts

  • Cashless repair service at network garages

  • Damage from accidents, theft, fire, and natural calamities

  • Personal accident cover for the owner-driver (as per base policy)

What Does it not Cover

  • Here are some of the expenses that are not covered under the Bajaj General zero

  • Total loss or stolen vehicle claims settled as per IDV

  • Driving under alcohol or drugs influence

  • Wear and tear parts like tires, tubes, and nuts/bolts (unless mentioned)

  • Driving without a valid driver's license

How to Buy Bajaj General Zero Depreciation Car Insurance?

Here are the steps to buy Bajaj General zero depreciation car insurance:
  • Step 1

    Visit the official Bajaj General website or a trusted insurance platform.

  • Step 2

    Select Car Insurance and enter your car details like registration number and model.

  • Step 3

    Choose a Comprehensive Car Insurance policy.

  • Step 4

    Add the Zero Depreciation (Nil Depreciation/Bumper-to-Bumper) cover from the add-ons list.

  • Step 5

    Review the premium, coverage, and policy details.

  • Step 6

    Fill in your personal information and make the payment online.

  • Step 7

    Receive your policy instantly at your registered email.

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