Bajaj Zero Depreciation Car Insurance
Zero Depreciation Car Insurance ensures that during any repair or part replacement, no depreciation amount will be deducted from Read More
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Bajaj General Zero Depreciation is an add-on that can be included with a comprehensive or own damage insurance plan. Normally, the value of damaged parts decreases with age (depreciation). With this cover, the insurer pays the full claim amount without cutting depreciation value.
Benefits of Bajaj General Zero Depreciation Car Insurance
Here are some of the key benefits of Zero Depreciation car insurance:
- 01
Depreciation Coverage
No depreciation is deducted during parts replacement, saving more money in claims.
- 02
Higher Claim Amount
You receive a larger claim payout compared to a regular policy.
- 03
Covers Expensive Components
Plastic bumpers, fiber parts, and glass items are covered without value reduction.
- 04
Reduced Out-of-Pocket Expenses
Repairs become far more affordable during claims.
- 05
Best for New and Premium Cars
Highly recommended for vehicles under 3 to 5 years old or premium models.
- 06
Great for High-Traffic Areas
Supports drivers who face frequent accidents or tough road situations.
- 07
Better Resale Value
Maintain your car's condition, which helps achieve a good resale price.
- 08
Affordable Upgrade
It is a cost-effective add-on that offers strong financial protection.
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Inclusions and Exclusions of Bajaj General Zero Depreciation Cover
What it Covers
Zero depreciation add-on is available only with OD or Comprehensive Policies. It covers the following problems:
Full repair or replacement cost of approved parts
Covers plastic, rubber, fiber, bumper, and glass parts
Cashless repair service at network garages
Damage from accidents, theft, fire, and natural calamities
Personal accident cover for the owner-driver (as per base policy)
What Does it not Cover
Here are some of the expenses that are not covered under the Bajaj General zero
Total loss or stolen vehicle claims settled as per IDV
Driving under alcohol or drugs influence
Wear and tear parts like tires, tubes, and nuts/bolts (unless mentioned)
Driving without a valid driver's license
How to Buy Bajaj General Zero Depreciation Car Insurance?
Here are the steps to buy Bajaj General zero depreciation car insurance:Step 1
Visit the official Bajaj General website or a trusted insurance platform.
Step 2
Select Car Insurance and enter your car details like registration number and model.
Step 3
Choose a Comprehensive Car Insurance policy.
Step 4
Add the Zero Depreciation (Nil Depreciation/Bumper-to-Bumper) cover from the add-ons list.
Step 5
Review the premium, coverage, and policy details.
Step 6
Fill in your personal information and make the payment online.
Step 7
Receive your policy instantly at your registered email.
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