What is Covered and Not Covered Under Chola MS Comprehensive Bike Insurance

• Inclusions (What is Covered)This policy covers the damages caused to third-party property and injuries or death of a third party.It covers damages to your bike due to accidents, collisions, or external impact.This policy also covers the financial losses if your bike gets stolen.The policy covers damages caused that are by natural calamities such as floods, earthquakes, cyclones, etc.The damages that occur due to riots, vandalism, or terrorist activities are also included in this policy.The policy covers losses that occur due to fire, explosion, or self-ignition.This policy also gives financial protection to the rider in case of injury or death due to an accident.It covers expenses for towing your damaged bike after an accident.Exclusions (What is Not Covered)Damage due to normal wear and tear or ageing of the bike is not covered under this policy.Mechanical or electrical breakdowns are not covered under the policy.Any claim made while riding without a valid driving licence is excluded.Accidents that are caused while riding under the influence of alcohol or drugs are also not covered.This policy does not cover any damages caused while using the bike for unlawful activities.Unless a zero-depreciation add-on is purchased, the policy does not cover the depreciation of parts.Damages caused due to war, nuclear risks, or similar events are also excluded.

Benefits of Buying a Comprehensive Bike Insurance Policy From Chola MS

• Cholamandalam Comprehensive Bike Insurance is known for offering amazing benefits to its policyholders. Some of them are:They have a dedicated customer care team to provide supportYou can access a quick and hassle-free claim settlement processYou can easily purchase through the official websiteYou will get a variety of add-on options to get broader coverageThey provide coverage for both third-party liability and own bike damage